Hot Today

Wise Bread articles that are hot today.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

14 Dirty Details of Traveling Full-Time

Full-time travel is awesome, but there are some basic things you need to take care of. From health insurance to mail, discover the dirty details.

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

Join Our Tweetchat on Thursday 5/31, 12pm Pacific for a Chance to Win Prizes

Topic: Keeping Wedding Season Frugal! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

12 Cool Jobs for Foodies

These attainable culinary careers will make the food-lover in you rejoice. It's time to make your resume sizzle.

5 Ways to Embrace Having to Work in Retirement

Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

Manage your charitable giving

Are you one of the people who responds to begging letters from national charitable organizations by occasionally sending money? I used to do that. In my case, it was mostly envir

Make These 6 Relationship Moves Now or You'll Regret It in 20 Years

How strong do you think your relationship will be in 20 years? The emotional labor you do today will decide, one way or the other.

They used to call it "loan workout"

It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.

How Much Can You Afford to Spend in Retirement?

You made it! Now how exactly can you enjoy your retirement without worrying about your savings? Follow these rules of thumb.

Best Money Tips: How to Eat Healthy and Inexpensively

Today we found some great articles on eating healthy and inexpensively, ways for teens to make money, and ideas for cheap holiday fun!

21 Ways to Make a Big Financial Change

Making big financial change requires vision, commitment, and inspiration. Here are 21 ways to stay the course and meet your goals.

Join Our Tweetchat on Thursday 12/13, 12pm PST for a Chance to Win one of ten $50 Gift Cards!

Topic: Holiday Shopping. Join our conversation for chance to win one of ten $50 gift certificates! Use #WBChat to participate!

Best Money Tips: Teaching Kids About Saving Money

Today we found some fantastic articles on teaching kids about saving money, the best job hunting tips of the year, and things you must know about the Roth IRA for 2013.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.

What If Everyone Suddenly Became Frugal?

What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t

11 Finance Tips You Wish You Could Tell Your Younger Self

The carefree spend-happy days of your youth seem cringe-worthy now. If only you could go back and give yourself this advice...

4 Simple Tips to Improve Homemade Bread

One of my fondest memories from my childhood is the time I spent helping my grandmother bake challah . The woman is still an artist in the kitchen and her recipe is the basis th