Hot Today

Wise Bread articles that are hot today.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

How Much Money Will You Have in 30 Years?

A key part of financial planning is goal setting. With the help of a conservative economic forecast and a common financial equation, you can plan how to reach it.

5 DIY Laundry Detergent Recipes

Clean your clothes without cleaning out your wallet by using these DIY detergents that work great and feature no unpronounceable additives.

10 Myths Non-Business People Believe About Business

Many people have great excuses for not starting a business: I need a great idea. I don't have a business plan. Learn the truth about these myths and why they shouldn't hold you ba

A Secured Credit Card Can Repair Your Credit Score — Here's How to Pick the Best

A secured credit card can help improve your creditworthiness, but some secured cards do more harm than good. Here's how to choose one that's right for you.

Book Review: Your Money—The Missing Manual

Books about managing your money succeed or fail at the point when the author chooses what to present as unbreakable rules versus what to present as hints, tips, suggestions, or

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

Why I Still Write Paper Checks

I know people who never write checks, but I'm not one of them. Here's why.

7 Ways to Make the Most of a Tiny Kitchen

A tiny kitchen can make cooking seem more unappetizing than two-week-old leftovers. But with some creativity and thought, even the smallest kitchen can be functional and inviting.

The Benefits and Drawbacks of Credit Unions

Are you annoyed by your bank's tendency to add more fees and offer lower savings interest rates? Consider a credit union as an alternative; here are the benefits and drawbacks.

10 Really Easy Ways to Unclog Drains

When you're faced with a clogged drain and the plunger won't work, these 10 techniques could save you the cost of a plumber.

Best Money Tips: Outsmart Your Bank

Today we found some great articles on ways to outsmart your bank, common interview questions, and top 10 tax audit red flags.

7 Ways Retirement Planning Changes When You're Single

Retirement planning is not one-size-fits-all. And if you're single, you'd be wise to prepare for some unique concerns — and benefits!

What You Actually Get When You Win Free Food for Life

Winning "free food for life" from your favorite restaurant isn't always what it seems.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

5 Ways You May Benefit from the American Jobs Act

Details of the President's latest economic stimulus plan have been released. What's in it for small business?

25 Great, Cheap, and Easy Crock Pot Recipes

A crock pot can be your key to a fast and delicious dinner. These 25 recipes are simple, cost little, and, most importantly, taste great.

Are You Getting Charged by a Text Message Scam?

One writer shares her story about being charged for a cellphone text message service she never signed up for — and how you can avoid the same scam.