Hot Today

Wise Bread articles that are hot today.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

How to Shop: A Beginner's Guide

It might sound silly, but buying stuff can be a daunting experience — especially when you want to spend little and get a lot. Here's how to do it.

DIY Mortgage Acceleration

Do-it-yourselfers who are weary of yet another trip to the home improvement store may like this DIY project. It has the possibilities of increasing home equity just as quickly as a bath remodel or new deck. [more]

30 Delicious Ways to Enjoy Garam Masala

Indian food is known for the complexity of its spice blends, and garam masala is a great example. Learn how to use and enjoy this mix of cinnamon, cumin, cardamom and other spices.

Frugal travel with Esperanto

Travel presents the classic conundrum: If you have the money you don't have the time, and if you have the time you don't have the money. You can travel on the cheap if you have friends or re [more]

6 Mosquito-Repellent Plants With a Dual Purpose

These inexpensive herbs and flowers can add decoration to your garden and flavor to your meals...and they just happen to deter mosquitoes too!

How to Use Travel Rewards Cards to Get Free Trips

Your dreams of seeing the world don't have to drain your savings. Become a frugal jetsetter with a little help from credit card rewards.

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

The Top 7 Blogs for Entrepreneurs

Not sure how to get your business to the next level? Get some know-how from entrepreneurs who are paving the way.

How to Decide If Pet Insurance Is Worth the Cost

Pet insurance can cost a pretty penny, but it can also save you an arm and a leg.

How a Big Family Survives in a Home With One Bathroom

Sharing a single bathroom with a large family or several roommates isn't ideal. Here's how a family of seven (and growing!) makes it work.

5 Ways to Say "No" to Friends and Family

It's not always easy to say no to the people you love. Reclaim your time while keeping your relationships with these five ways to say "nay."

Make Flying Easy: The Ultimate Carry-On Packing List

Your itinerary is set and the lodging and flights booked; now the only question is what to pack. Here are some tips to help you pack light and be prepared.

50 Ways to Make Exercise More Fun

Getting motivated to workout day after day can really be a drag. Keep fitness fun — and productive — with these tricks.

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

A variable income coupled with fixed expenses is tricky to manage. In this article you will find a five-step strategy that allows you to save effectively for retirement, take advan

15 Grab-and-Go Post-Workout Breakfasts

No time for breakfast … again? Start the day the right way with a quick, nutritious, on-the-go meal that everybody has time for — even you.

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels

From greening your garden to moistening meat, banana peels have plenty of surprising uses. Plus, discover 7 bonus uses for bananas themselves.

9 Warning Signs You Can't Afford That New House

If that new house puts the squeeze on your savings, your dream home can quickly become a nightmare. Here's how to tell if it's really too much.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!