Hot Today

Wise Bread articles that are hot today.

7 Tips for Getting the Best Morning Workout

Most of us are more likely to stick to a morning workout routine — that is, if we can make the switch from evenings. Here's how.

8 Hours? 9 Hours? This Is How Much Sleep You REALLY Need

Home many ZZZ's does a person really it need? The answer is "it depends and it's probably less than you think."

6 Tips for Spring Cleaning on a Budget

The spring cleaning season is here. But consumers don't have to clean out their wallets in order to make the annual event a success.

How to Live the "Location Independent" Lifestyle

When you can work from anywhere, you can go anywhere. Here's how.

10 Little-Known Secrets to Saving Money on Your Next Cruise

These little-known cruising hacks will make saving money smooth sailing.

Defensive Laundry: 9 Ways to Help Your Clothes Last Longer

You spend good money on clothing, so make it last — ensure your threads don't get threadbare with these laundry tips.

7 Dumb Stock Picking Mistakes Even Smart Investors Make

Even savvy investors make dumb mistakes. Steer clear of these easy-to-make investment blunders!

The cost of a free ride - why not to use a buyer's agent

This little real estate agent secret could potentially save you thousands on your new home.

Surprisingly Easy Ways You Can Support Charity

You can support charity with minimal effort — and while having a lot of fun. Discover over 20 great, unexpected ways to get involved.

Is Credit Monitoring Ever Worth It?

Fraud alert, identity theft protection… do you actually need all these costly credit card add-ons? Consider the free alternatives instead.

How to Pay Less Interest on Your Credit Card Debt

You may be able to pay down your credit card debt faster with a personal loan. These are things you should consider.

How much do I need to retire? How much can I spend?

Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are alr

A Brief History of Credit Card Marketing Tactics

Credit card companies have been trying to part us from our money for years — and their techniques are only getting more sophisticated.

Everything You Need to Know About Frequent Flyer Miles

If you're lost in the confusing world of frequent flyer programs, Find your way with this simple guide to accumulation, management, and redemption.

What Is Private Mortgage Insurance, Anyway?

That little acronym — PMI — pops up quite a bit for new homeowners. Here's what it is, and how much it may cost you.

Federal Student Loans

Depending on the type of help you need with paying for college, knowing the differences between government financial aid programs can make a big difference in finding a loan that r

Kick that Cell Phone Contract: Save with a Prepaid Plan

If you are married to your cell phone, you may not mind paying top dollar for your service plan, but you can save big money by going prepaid. Here's how.

10 Secrets of Long-Distance Job Hunting

Ready to get out of Dodge but need to have a job before you go? Follow this guide and land a new gig in a new city before you've said goodbye to the old one.

13 Things Successful People Do Every Morning

If breakfast is the most important meal of the day, then maybe morning is the most important time of the day, especially if you're aiming for success.

Change Jars and 8 Other Clever Ways to Build an Emergency Fund

You don't need a windfall to kick-start your savings. These baby steps will do just fine.