Hot Today

Wise Bread articles that are hot today.

5 Things Every Small Business Owner Needs to Know About Employee Retirement Accounts

More than half of American small business employees don't have a workplace retirement plan. Here's why your small business should offer one.

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

13 Scariest Halloween Frights You Can Make From Trash

One man's trash is another man's frightening Halloween decor! Have some spooky fun with these fun and freaky ways to recycle.

Manage your charitable giving

Are you one of the people who responds to begging letters from national charitable organizations by occasionally sending money? I used to do that. In my case, it was mostly envir

Preparing Financially for a Natural Disaster

Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.

How to Survive and Thrive as a Young Boss

For young leaders it can be hard to step into the boss's shoes. Here's how to make them your own.

10 Newborn Costs That Took Me by Surprise

Welcoming a bundle of joy into your home also means welcoming new expenses. Here are 10 you might not have prepared for.

Pick Up One of These Frugal Hobbies This Weekend

Battling boredom can bust your budget, briskly. Fill your you time with fun, cheap hobbies that can improve your life, and maybe even your finances.

3 Step Strategy To Airfare Deals

I am going to come out and say it: there are no secrets to finding a bargain ticket every time you fly. However, by understanding how the system works, you can develop a deal findi

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

Are Private Schools Worth the Money They Demand?

I went to public schools for my entire life and my husband had a completely private education and we had the following discussion: are private schools worth the tens of thousan

25 Products You Think You Need, but Really Don’t

Marketers spend a lot of effort convincing us that our wants are needs. From aftershave to baby walkers, here are 25 things you can easily do without.

Ask the Readers: What Aspect of Personal Finance Do You Want to Learn More About?

Tell us what aspects of personal finance you'd like to learn more about and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 5 Best Sheet Masks

If you're new to the sheet mask scene, or are looking for a new one to try, these five are excellent picks that won't break your budget.

Buying Your First Home: What to Do and When to Do It

Buying your first home can be incredibly rewarding — and incredibly stressful. Keep your head on straight (and even enjoy the process!) with this guide.

The 5 Best Conditioners

Keeping your hair soft and silky isn't easy, but it can be. Just use any of these conditioners and your coif will always look gorgeous.

Easy, Frugal Ways to Have People Over (Even If You Don't Cook and Clean)

Don't get intimidated by hosting dinner parties. Instead, discover great ways to gather people together that require minimal cooking and cleaning.

Why You Should Never Buy Souvenirs

Souvenirs are a nightmare for the frugal traveler. From high markups to exploitative labor, souvenirs are a lousy way to bring travel memories home.

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

Ask the Readers: Do You Have Passive Income?

Tell us if you have passive income and we'll enter you in a drawing to win a $20 Amazon Gift Card!