Hot Today

Wise Bread articles that are hot today.

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

5 Cool DIY Christmas Gifts for the “Under 6” Crowd

Handmade gifts are becoming cool again! Here are five gifts for smaller children that will be loved long after the season is over.

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

Best Money Tips: Tighten Your Budget and Still Have Fun

Today we found some fantastic articles on how to tighten your budget and still have fun, why hiring managers haven't called back, and borrowing money from family.

$9 Fares at Spirit Airlines – But is it a Bargain?

Airfare for less than $50 makes me a little giddy, even though I haven’t left the state in over 2 years. So I had to do a double-take on the Red L

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

What I've been trying to say

You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy

10 Investing Concepts to Ignore and 10 to Follow

New investors have a lot of advice to sift through — and it's not all good. Learn what to ignore and what to pay attention to.

The Best Halloween Costumes Are Homemade

If you have a few hours to spare, you can pull together homemade Halloween costumes with super simple materials.

Ask the Readers: What Are Your Home Organization Hacks?

Tell us about your home organization hacks and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Discount Designer Clothing: 17 Places to Get Name Brands for Less

Stop paying retail, and stop settling for lower quality materials and design. Shop these discounters instead for designer fashion, shoes, and accessories.

Kick that Cell Phone Contract: Save with a Prepaid Plan

If you are married to your cell phone, you may not mind paying top dollar for your service plan, but you can save big money by going prepaid. Here's how.

Can You Really Make a Living in the Gig Economy?

Making a stable living in the booming gig economy isn't easy, but it is possible.

How to Clear Out Financial Clutter

Any kind of clutter can weigh you down, even financial clutter. So clear it out and get your finances back on track.

What Can Retailers Do With Their Unwanted Merchandise?

A recent New York Times article reported that retailers including H&M and Walmart have been destroying perfectly good clothes that were not sold and throwing them in the trash. Th

Do This One Thing a Day to Defeat Clutter Forever

Got a problem with clutter? Make this one commitment, and your house (and life) will become awesomely clutter-free.

Best Money Tips: How to Host a Thanksgiving Dinner on the Cheap

Today we found articles on tactics for an inexpensive Thanksgiving meal, ways to make hundreds at your next yard sale, and online sources for the best Black Friday deals.

Getting the Most Out of Salary Comparison Sites

Asking for a raise isn't as simple as strutting into your boss' office and demanding more money. You have to make your case with objective data, and that's where salary-comparison

Bicycling Safety in the City

My passion for bike riding and general common sense as a driver helped me navigate my town's busy streets and traffic clogged arteries. There were a few safety items I had to keep