Hot Today

Wise Bread articles that are hot today.

ReFi Shy? How to Determine If Now Is the Time to Refinance

As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.

The 5 Best Flosses

Keeping your teeth clean isn't easy, but it can be. Just use any of these five flosses and your chompers will sparkle.

With Micro-Investing, Your Smartphone Pays YOU

If investing in the stock market puts you on edge, micro-investing with these three apps can help build your nest egg.

The Only 16 Pieces a Man Needs in His Wardrobe

You don't need a lot of clothes to stock a man's wardrobe properly — just these timeless and versatile pieces.

The 7 Worst Money Mistakes Married People Make

For many couples, money is the biggest source of stress — often because of these critical marriage and money mistakes. Are you and your spouse making them?

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

Why You Should Never Feel Guilty About Eating Ice Cream

Nobody really needs a reason to eat ice cream, but just in case, here are five — plus the science behind why you get brain freeze!

What You Need to Know About the Easiest Way to Save for Retirement

Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

31 Great Gifts That Keep on Giving

Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.

7 States With the Lowest Taxes for Retirees

Why deal with burdensome taxes in your golden years? Make one of these tax-lenient states your new home base in retirement.

Bottled Water, Bottled Hype Part 1

When we buy bottled water, especially bottled water from overseas (like Fiji), we're deciding against using that we have immediate access to, something that pours freely into o

How to Use Bucket Budgeting to Overhaul Your Finances

Bucket budgeting brings the appeal of the classic envelope system to the modern age.

The 12 Best Performing Stocks of the 2000s

If you jumped in early with these top performers of the new millennium, odds are you may be reading this from your very own private island.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

3 Online Businesses You Can Launch In No Time

Looking to bring in some extra cash? These online businesses are so easy to set up that you'll be in full-on hustle mode immediately.

How to Spot Counterfeit Money

Have you ever gotten a bill where something seemed a little off? Ever wished you could quickly check to see if it was good? Well, here's how.

Don’t Cash That Insurance Check; It May Not Be Yours

Did you get an unexpected payment from your insurance company? Health insurance overpayments and mispaym

How These 6 Assets Might Affect Student Financial Aid Eligibility

Financial aid is a huge help for every college student. Let's break down exactly what the FAFSA considers in its calculation.

11 Attractive Standing Desks You Can Actually Afford

If you've thought about switching to a standing desk but have been put off by the price (or the appearance), consider this collection of affordable, attractive designs.