Hot Today

Wise Bread articles that are hot today.

Why invest in the stock market?

The conventional reason for investing in the stock market--perhaps offered with a bit less confidence now that we're in the midst of a stock market crash--is, "It offers higher ret

15 Halloween Costumes for People Who Hate Dressing Up

If you think dressing up is a drag but still need a get up for a costume party, consider one of these low-effort, high-reward "costumes."

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

What to Do When You Suspect a Scam

Don't fall victim to these faux finance calls. Here's how to protect yourself and your loved ones from a scam.

4 Ways Your Mind Can Make You Rich

The human brain is not powerful enough to will money into existence — but it's close. Here's how to put mind over money.

How to Avoid These 12 Summer Travel Mistakes

Before you head out on your summer vacation, beware these costly travel mistakes!

How an HSA Could Help Your Retirement

You know socking money into a 401(k) or IRA will help fund your retirement years. An HSA could help, too.

7 Reasons You Shouldn't "Vacation Shame" Your Coworkers

Have you ever made your coworkers feel guilty about taking vacation? Knock it off! There are many good reasons employees need time off.

5 Foods That Are Only Labeled Organic — But Really Aren't

Organic food comes at a premium, but you can't always trust the label. The organic stamp on these foods may be harmful to your wallet.

Should Conforming Loan Limits Be Increased?

The conforming loan limit for home loans in the U.S. fell back to pre-2008 levels recently. Now lawmakers want to raise it again. Learn how it could affect you.

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

8 Apple Watch Apps That'll Save You Money

The Apple Watch is here — and we've rounded up some must-have finance apps to help you manage your money. Is your wrist ready for personal finance?

A First-Timer's Guide to Using Airbnb

Never used Airbnb before? No problem. Here's how to book a rental, what to expect, and things to look out for.

Talking Trash: Is Your Messy Mind the Cause of Your Messy House?

If your house is cluttered, it could be affecting your mind, too. The good news is that you can keep your home AND brain clean — even if you're naturally messy.

Mental Accounting: Why You Blow Your Tax Refund but Not Your Raise

Learn why we treat some money differently from other money — and how to get a better overall grip on your finances.

Money Management Lessons: Not Quite 10 Years to Life

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider

4 Surprising Reasons to Always Use Your Credit Card

Did you know that your credit card has built in protection for your purchases?

4 Brain Hacks for Better Investment Decisions

Investors may think they make rational decisions, but for many, emotions and psychology call the shots. Understand your biases to make better decisions.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

Pay Bills Early? Only If You Want to Save Money

Paying your bills late can hurt you with late fees and surcharges. Moreover, if you pay early, you can get some serious discounts. Learn more.