What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi
Friendships are regularly damaged or lost from loans going sour. These are loans that were given and received with the best of intentions, yet few friendships can bear this pressur
Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.
Self-sufficiency is producing the actual stuff you use--your own food, your own clothes, etc. It's not a common lifestyle. Most people chose instead to follow the path of self-re
Many aspiring freelance writers get caught in a race to the bottom on content job bidding sites. Earn what you're worth with these tips from a successful blogger.
What if the we suddenly stopped celebrating every single birthday in our lives, and instead concentrated on just the important ones? Would you care? Would you support it? I’ll tell
Wise Bread articles that are hot today.
Choosing Life Insurance: Term or Permanent?
What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Ask the Readers: What Are Your New Year's Traditions?
Tell us about your New Year traditions and we'll enter you in a drawing to win a $20 Amazon Gift Card!
6 Secret Homemade Stain Removers That Kick Butt
Save money with these simple homemade stain removers.
Turn Off Your Air Conditioning
Most people lack the skills for getting by without air conditioning. Here's a quick primer.
Speeding through your mortgage
Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi
Real Estate Agents: Do We Really Need Them?
With all the tools and information available to home buyers, are real-estate agents and their commissions really that necessary?
Ask the Readers: How Do You Save on Kids Toys?
Tell us how you save on kids toys and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Borrowing from Friends: The Friendship Killer
Friendships are regularly damaged or lost from loans going sour. These are loans that were given and received with the best of intentions, yet few friendships can bear this pressur
7 Fresh Ideas for Healthy Road Trip Snacks
Fuel up cheaply and easily while you're traveling (or anytime!) with these delicious, healthy road trip snacks fit for the entire family.
Is Pet Health Insurance Worth It?
Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.
Chinese Money Habits - How My Culture Influences My Attitudes Toward Money
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
How to Make Better Financial Decisions
Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.
Self-sufficiency, self-reliance, and freedom
Self-sufficiency is producing the actual stuff you use--your own food, your own clothes, etc. It's not a common lifestyle. Most people chose instead to follow the path of self-re
22 Ways to Reuse Paper
Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.
Ask the Readers: What's On Your Bucket List?
Share your bucket list with us for a chance to win 1 of 3 $20 Amazon gift certificates.
Why You Should Think Twice Before Bidding on Freelance Gigs (Book Giveaway)
Many aspiring freelance writers get caught in a race to the bottom on content job bidding sites. Earn what you're worth with these tips from a successful blogger.
17 Part-Time Jobs to Do While Your Kids Are at School
While the kids are away, SAHMs and SAHDs can earn some extra pay!
Ask the Readers: How Often Do You Review Your Credit Report?
Tell us how often you review your credit report and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Only Celebrate A Few Select Birthdays
What if the we suddenly stopped celebrating every single birthday in our lives, and instead concentrated on just the important ones? Would you care? Would you support it? I’ll tell