Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad
A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs.
And in my research, I discove [more]
Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w
Of the various ills the economy can face, inflation is simultaneously the worst for society as a whole, and yet the easiest for individuals to deal with successfully. The strategi
The trend toward replacing traditional employees with varying combinations of temps, contractors, outsourcing, and off-shoring is old news now. That gives us a bit of perspective
The key thing to know about the Temporary Guarantee Program for Money Market Funds that the Treasury announced 10 days ago is that it only guarantees the money that you had in the
Boo! Win the office costume party with something from one of these online costume shops and still have enough left over to buy candy for your trick-or-treaters.
Keeping your hands moisturized during a busy day isn't easy, but it can be. Just use any of these five hand lotions and your hands will stay silky smooth.
The economic stimulus bill has been hotly debated, not just in Congress but also on Main Street. Now that we know what will be getting funding from this package, many are wondering
There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the
Wise Bread articles that are hot today.
What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?
Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
How the rich stay rich; a lesson in lateral thinking
A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad
Credit Card Rewards Programs
A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discove [more]
Miser v. Stunna: A Case Study
Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w
How to live with inflation
Of the various ills the economy can face, inflation is simultaneously the worst for society as a whole, and yet the easiest for individuals to deal with successfully. The strategi
Ask the Readers: Are You Taking a Vacation This Summer?
Tell us if you are taking a vacation this summer and we'll enter you in a drawing to win a $20 Amazon Gift Card!
The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card
Good news! There are several ways to rack up travel points and miles without the use of a credit card.
3 Money Arguments That Can Hurt Your Relationships
You should really nip these common money arguments in the bud before they hurt your relationships.
How to Refinance Your Mortgage
Refinancing can save you hundreds of dollars a month and help you pay off your mortgage faster. Here's a quick overview of the process.
What's an employee to do? Part 2
The trend toward replacing traditional employees with varying combinations of temps, contractors, outsourcing, and off-shoring is old news now. That gives us a bit of perspective
Update on money fund guarantee program
The key thing to know about the Temporary Guarantee Program for Money Market Funds that the Treasury announced 10 days ago is that it only guarantees the money that you had in the
16 Simple Kitchen Skills Every Frugal Person Should Master
Mastering these core kitchen skills will have you eating better, saving time, and sticking to your budget. They're easy to learn, too!
13 Sites to Find Your Halloween Costume Cheap
Boo! Win the office costume party with something from one of these online costume shops and still have enough left over to buy candy for your trick-or-treaters.
6 Ways Envy Is Keeping You Poor
This deadly sin can have major financial implications. Is envy keeping you from success?
Don't Make These 5 Laptop-Buying Mistakes
Avoid making these five purchasing mistakes the next time you buy a laptop, and you'll save yourself a bundle.
The 5 Best Hand Lotions
Keeping your hands moisturized during a busy day isn't easy, but it can be. Just use any of these five hand lotions and your hands will stay silky smooth.
The Economic Stimulus Bill: Will The Heavy Debt Be Worth It?
The economic stimulus bill has been hotly debated, not just in Congress but also on Main Street. Now that we know what will be getting funding from this package, many are wondering
5 Stupid Things My Parents Taught Me About Money
Your parents probably gave you a lot of advice about money. But that advice might have been very, very bad.
The 5 Best Hot Yoga Towels
Finding the right towel for hot yoga isn't easy, but it can be. Use any of these five hot yoga towels and your practice will stay strong.
Tactics of the rich
There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the