Hot Today

Wise Bread articles that are hot today.

Is Peer Pressure Keeping You Poor?

Many struggle with large credit card balances instead of saying to others, "I can't afford that," but recognizing financial limits is one key to financial freedom.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

The 5 Best Window Air Conditioners

Staying cooled off on hot summer days isn't easy, but it can be. Just use any of these air conditioners and you will always be comfortably chilled.

7 Financial Must Haves for the First-Time Home Buyer

Making the leap into homeownership for the first time? Before you buy, make sure you've covered these seven financial basics.

11 Smart Ways to Get Some Sleep at the Airport

Airport hotels can be expensive. Here's how to take a serious snooze between flights.

Beware, The Nasty Secret Of The Craigslist Free Section

If you love Craigslist, and use the free section to either post products or get great deals, you really need to read this. Because there’s a dirty secret to Craigslist that most pe

31 Essential Kitchen Tools All Frugal Cooks Need

If your tiny kitchen space doesn't have these essentials, you're not living your best life.

8 Personal Finance Resolutions Anyone Can Master

Make — and keep! — these simple money resolutions in the new year. Your finances will thank you.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

Best Credit Cards for Home & Kitchen Stores

Save more on home and kitchen goods with these store credit cards.

7 Tools and Gadgets Your Smartphone Can Replace

Clear the clutter and keep your smartphone, because with the right apps, it becomes a universal tool that makes your everyday life easier.

12 Ways You Can Go Easier on Yourself

Pushing hard to exceed our own high expectations can lead to burnout. Learn how to dial it back to reduce stress and remain productive and engaged.

6 Items You Might Have Forgotten in Your Emergency Kit

Building an emergency kit is a key step in disaster preparedness. Here's a look at six items you might have left off the list of necessities.

6 Things You Can Look Forward to When You Have Money

We always talk about trying to be financially free, but what happens once you reach that goal? Here are some of the advantages you can enjoy.

5 Simple Ways to Boost an Underperforming 401(k)

For most of us, a 401(k) is our primary retirement savings vehicle. Don't undercut your earnings by allowing your 401(k) to fall behind.

10 Ways to Tidy Up Your Finances Before the Holidays

Fall is here, and the holidays are right around the corner. It's time to get your finances in tiptop shape.

7 Money Conversations Parents Should Have With Their Adult Kids

Your kids aren't babies anymore. It's time to sit down and talk finance.

College Guide

This guide offers tips for saving for and getting financial aid for college, plus additional advice for students to save while in school and tips for recent graduates.

15 Soft Skills Every Employer Values

The job market is as competitive as ever. If you want an advantage on your competitors, it's time to brush up on your soft skills.

Gold as an investment

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo