Hot Today

Wise Bread articles that are hot today.

Lessons in Simple Living From Extreme Minimalists

You don't have to forsake your worldly possessions to find bliss, but we can all live more frugally — and more elegantly — by learning from those who have.

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

The Fed Raised Rates — Then Something Weird Happened

The Fed raised its benchmark rate last December and — almost nothing changed? Now, just why, exactly?

Ask the Readers: Have You Ever Done a No-Spend Challenge?

Tell us if you've ever done a no-spend challenge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Sneaky Store Perks That Make You Overspend

Buyer beware! Those awesome shopping "perks" you love put you right where the store wants you — reaching into your pocket for more cash.

Want to Have Fun? Give Yourself a Deadline

You've read all sorts of tips and advice about setting goals and reaching them. Turns out they work pretty good for having fun, too.

Obamacare Fraud Alert: Con Artists Prey on Worried Health Insurance Consumers

Nothing brings out scamsters and fraudsters like chaos and confusion. The Obamacare health insurance exchange rollout is no exception.

Parent PLUS Loans

Parents can take out low-interest loans in order to help their children pay for school. With a Parent PLUS loan, parents can borrow directly from the federal government and receive

How to Find Freelance Clients: Part Three

Applying for freelance work is an art form in itself – once you master the techniques, you'll be on your way to a thriving freelance business. Applying for work on job sites and co

Get Your LinkedIn Profile Noticed With a Few Attention-Grabbing Tweaks

A LinkedIn profile is becoming a necessary part of career development. Get yours noticed by making these important changes.

8 Terrible Work-From-Home "Jobs" You Should Avoid

Bad news: If a work-from-home job seems too good to be true, it probably is.

Will You Ever Be Able to Retire?

A real retirement seems to be moving further from reach. Bring it closer with good planning and realistic expectations.

Ask the Readers: Do You Look Forward to Tax Time? (Your Chance to win $20!)

What are you thoughts on tax time? Do you dread it? Anxiously await it? Let us know your stories here in our comment thread or on Twitter, and you'll be entered to win one of two $

10 Weird Ways to Get Things Done That Might Work For You

Feel like your to-do list just goes on and on, no matter what you do? Try these (especially #5), and see if you aren't closer to "done."

8 Ways to Get Noticed During a Job Search

During a job search, the last thing you want to be is just another applicant. Use these suggestions to get creative and stand out from the crowd!

Best Money Tips: How to Squeeze Every Penny Out of a Gift Card

Today we found articles on ways to make the most of gift cards, packing hacks that will save you space, and frugal living skills to teach your children.

Cheap Hotel Rates with Hotwire

Traveling is an incredible experience, but it's not cheap. Finding a cheap hotel room that doesn't look or feel cheap feels like an impossible task. But it can be done if you're

Why You Need to Make Financial Habits, Not Goals

Everyone has their list of money goals, but you may hit them even sooner if you turn them into everyday habits.

Think Twice Before Ditching Your Current Bank

Choosing quality over customer loyalty can be a big decision when it comes to your bank and personal finance goals. Here are some tips for making the decision to switch.

How to Ensure You Get the Home Loan You Want

Ever since the real estate crash, mortgage lenders have tightened requirements. That means to get a loan, you have to be well prepared.