Hot Today

Wise Bread articles that are hot today.

Financial Tricks to Master for a Happier Life

Is it really money you are after? Get your life back and live happier!

Behind the Times - I learn about Keep the Change

Bank of America's Keep the Change program is the modern solution to a change jar. Are you saving your pennies?

Is Your Emergency Fund Big Enough to Keep You Afloat?

About 40% of Americans are unprepared for a sudden loss of income. Could your money handle the worst case scenario?

Bringing Water and Wheels to Africa: My Amazing Frugal Vacation

Living frugally can help us achieve other goals — such as, in one writer's case, providing water and bicycles for people in Uganda.

And...Breathe: Become More Patient in 9 Easy Steps

In a world of cell phones and instant downloads, being patient isn't just a virtue — it's downright difficult. Take a deep breath and follow these steps.

The Best Secured Card with No Foreign Transaction Fees

If you travel aboard frequently or make a lot of foreign purchases, you'll need a credit card that offers a low or no foreign transaction fee.

7 Signs Your 401(k) is Underperforming

If your 401(k) is failing to impress, better to know it now than never. Here are some early warning signs your retirement fund is sinking.

When to Buy Brand Names: Sometimes, the Splurge Is Worth It

As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.

3 Unexpected Hurdles You Might Encounter When Applying for Social Security Benefits

Social Security is not always a well-oiled machine. Don't get hung up on these snags when applying for benefits.

How to Visit San Francisco Without Going Broke

Yes, Baghdad by the Bay really is the most expensive city in the country — but no, you don't have to spend a fortune visiting it!

Being Poor Without Being Pitiful

I have spent a good portion of my young life being poor. Growing up on a small family farm during the agriculture crises in the 80’s gave me perspective on what poverty really mean

7 Inexpensive Lifestyle Habits That Can Add Years to Your Life

These seven simple changes can add decades to your life — and many of them don't cost a penny. How's that for a return on investment?

Indie Holidays

Do you want every gift you give to be from the heart? Do you dream about ending the power of materialism? Is encouraging sustainable community on your list for next year? Do you

NFL Extra Points Card: Fumble or Touchdown?

If you’re willing spend what it takes to amass the required points, this credit card may be the surest way to acquire Super Bowl tickets.

4 Questions to Ask Yourself Before Becoming a Caregiver

Caregiving is a wonderful, heartfelt gesture that comes with emotional and financial stress. Make sure you're prepared for all of the challenges it can bring.

20 Surprisingly Delicious Squash Recipes

It's winter-time and that means fresh squash — and plenty of it. When life gives you squash, make pancakes — and lots more besides!

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

10 Ways to Save $100 This Week

A few things you start this week could save you hundreds of dollars over the course of the month. Discover great ways to save, starting today.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

Stretching Meals for Unexpected Guests

I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha