Hot Today

Wise Bread articles that are hot today.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

How to Be a Stellar Mentor to Someone at Work

So, you've been asked to become a mentor. Great! Now, make sure you become one of the best.

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

11 Great Life Hacks Your Grandparents Forgot to Share With You

While modern technology has made life easier, there are still some incredible life hacks our grandparents used to use. And we should, too!

Best Money Tips: How to Have an Eco-Friendly Holiday

Today we found ways to have an eco-friendly holiday, the best holiday goods to buy at dollar stores, and rules that every smart shopper lives by.

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Why You Should Allow Yourself Splurges

Do you sacrifice things you enjoy to save as much as possible? An occasional splurge is not such a bad thing, and it might even make you a better saver.

Why You Should Use a Personal Loan to Pay Down Debt

This might seem like surprising financial advice, but you should consider paying off debt with a personal loan.

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

Decorating a Living Room for You and Your Money

You live in it. It's your work space, your meal space, your resting space, your relaxing space. It's where you drop your things when you come home and where you search for

4 Steps to Simplify Car Shopping in the New Year

Before you head to the dealer for a new car this year, make sure you have your finances in order.

The 5 Best Stay-At-Home Beauty Essentials

Just because the world has changed doesn't mean you need to neglect your beauty regimens. These products are budget-friendly and will make you feel like a glowing goddess.

Duh..Libraries

Want free access to the more multi media than you can handle? Get yourself to your public library before the powers that be close them all down...

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

10 Easy Veggies to Plant This Spring

Yes, you CAN grow your own food. These easy-to-grow herbs and vegetables will thrive even if you've got the blackest of thumbs.

Healthy, frugal eating

Every so often, I get hit in the face with two facts.  First, Americans (even poor Americans) are unbelievably rich.  Second, Americans (as a group) utterly lack a cultural traditi

7 Everyday Things That Are Surprisingly Awesome Investments

It's not every day a thrift store find turns out to be a DaVinci, but that doesn't mean your everyday finds aren't worth something. What's hiding in your attic?

Book review: Happier

Here are two ideas you already know: You won't achieve maximum happiness by always doing the most pleasurable thing you can think of at each moment, but neither will you find it b

Tips For Eating Out Cheaply

My husband and I eat out quite often because we just do not have the time and energy to cook on most weekdays. Even though we go out three times a week or more, we do not really s