Hot Today

Wise Bread articles that are hot today.

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

Balancing Living in the Now With Planning for the Future

Save for the future! Live in the now! These common bits of advice can seem like polar opposites. Learn how to find balance for a happy financial life.

Is Infrastructure Destiny?

Today is National Ride Your Bike to Work Day. I have a bike but I chose to drive in my “Share the Road” license-plate embellished car today. Why? The route from home to office, though short, is treacherous. [more]

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

Stopping the Student-Loan Debt Stress

Is your student-loan debt causing stress, influencing you to make financial decisions that are not necessarily in your best long-term interests, and delaying your entry into what your parents [more]

6 Ways to Avoid Running Out of Money in Retirement

Stop worrying that you won't have enough money in retirement. Instead, follow these tips to ensure you remain financially comfortable as long as you live.

4 Simple Tips to Improve Homemade Bread

One of my fondest memories from my childhood is the time I spent helping my grandmother bake challah . The woman is still an artist in the kitchen and her recipe is the basis th

Unconventional Career Advice From "Parks and Recreation"

Watching "Parks and Recreation" is great way to have a good laugh — and pick up a few lessons that can help your career soar.

The 5 Best Dryers

Whether you're looking for gas or electric, these reliable dryers provide great value.

Ask the Readers: What Is Your Favorite Holiday Tradition?

Tell us about your favorite holiday tradition and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

That Age-Old Conundrum: Time vs. Money

It's your time and your money. But if you don't choose how you're going to think about them, you might end up frustrated and unsatisfied with the life you live. Here are some commo

How to Save Money During the Halloween Rush

With the Halloween season upon me, I realize that there is a great push to spend money. Even if I'm on a budget and saving money, that temptation to blow my budget isn't too far ou

The 5 Best Refrigerators

Get the best combination of energy efficiency and organization with one of these excellent refrigerators.

Make Cents of Healthcare with a PHR

A Personal Health Record (PHR) gives you direct control over your health records, the very information used by doctors to diagnose, treat, and care for patients. It might sound cli

Ready For Extreme Saving? Money Saving Advice For An Extreme Economy

The question has arisen in our household whether I should be saving more. Should we resort to extreme saving measures during this recession? Should an extreme economy require grea

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

Why You Should Think Twice Before Bidding on Freelance Gigs (Book Giveaway)

Many aspiring freelance writers get caught in a race to the bottom on content job bidding sites. Earn what you're worth with these tips from a successful blogger.

5 Simple Ways to Fight Burnout

For most of us, we've got too many responsibilities to let burnout and disinterest sap our performance and productivity. So don't.

How to Become One of Those "Lucky" People Who Scores Great Deals

"Good luck comes from hard work" is true in bargain hunting, too. Learn how to make your own frugal luck with this collection of deal-hunting tricks.