Hot Today

Wise Bread articles that are hot today.

How to Save on Babysitting Without Ending Up on the Local News

When babysitting rates hit $14 per hour — per kid! — it's time to think about cheaper (but safe) ways for parents to get stuff done and have fun.

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

7 ways to spot a social media snake oil salesperson

Sure, you'd like to boost your online presence and make money on the Internet. But just like pyramid schemes attract the greedy and fad diets interest the desperate, many social me

12 Questions to Ask Before You Take a Job Offer

So, you've got a job offer on the table. But before you sign anything, make sure you get the answers to some important questions.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

19 Tips to Cut Costs by Using Your Oven Efficiently

The oven is not the most energy-efficient way to prepare your food. 19 tips to help you maximize your oven’s energy-efficiency, as well as to cut your cooking costs.

The Underground Guide to International Volunteering (Review)

International volunteering is a genre of travel that is mired in misnomers. Most internet searches will reveal opportunities that cost hundreds (if not thousands) of dollars per we

This Is the Secret to Buying Electronics for Cheap

New gadgets are great — except for the price. But if you don't mind doing some homework, you can get recent-vintage gear at a great discount.

Why Your Group Life Insurance Is Not Enough

Group life insurance is a great employer-offered benefit. But, is it really enough?

11 Ways to Get Over Rejection

Whether it's a job, a relationship, a big purchase, nobody likes being rejected. Understand rejection's ancient roots and learn how to overcome it.

7 Tips for Family Getaways When You Don't Have a Vacation Fund

Didn't save up enough money for your family vacation? Don't fret. There are plenty of destinations you can enjoy on the cheap.

Which Airline Loyalty Program Has the Best Value for Their Miles?

Just how much is an airline mile worth? It depends on the airline — and the credit card.

The 5 Best Hiking Baby Carriers

Hiking with a baby in tow isn't easy, but it can be. Use any of these hiking baby carriers and your little one can take in the sights right along with you.

4 Ways to Get the Most Out of Gift Cards

Ah, the simple gift card — what did we do before them? Whether you're the gifter or the giftee, here's how to wring every cent out of them.

Voluntary simplicity versus poverty

The first person I met who practiced voluntary simplicity didn't call it that, and I didn't understand what she was doing until many years later. [more]

5 Things to Consider When Buying a Larger Home

When home gets a little cramped, bigger digs may be in order. Here's what you should consider before upsizing.

10 Pointless Fees That Are Sabotaging Your Budget

Just because you have been paying that fee doesn't mean you need to keep on paying it.

Wal-Mart Celebrates Its Own Green Efforts with Free Reusable Shopping Bags

Wal-Mart gets its fair share of negative press. However, a recent article in the new National Geographic’s Green Guide magazine really had me t

10 Ways to Keep Your Kid's Prom From Ruining Your Budget

It's prom season, moms and dads! Here's how to save major green on your kid's big night.

The 5 Best Food Processors

Save time (and fingers!) by delegating all your chopping, mincing, and dicing to one of these top-notch food processors.