Hot Today

Wise Bread articles that are hot today.

Solving a Debt Dilemma with Debt Settlement

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

Tips From a Hostage Negotiator That Anyone Can Use

The next time you buy a car (or another negotiable purchase), try thinking like a hostage negotiator to get the best deal.

5 Things Your Financial Planner Isn't Telling You About Retirement

Relying too much on your financial planner may be costing you. Make sure you retire the smart way, with your interests at the forefront — and not your adviser's.

How to Build a Downsized Wardrobe You Love

Maximize your look while minimizing your wardrobe (and spending on clothing) with a few simple rules that match your clothes to your lifestyle.

3 Things That Always, Always Go Over-Budget

Somehow, no matter how much we plan, these three events always go over budget. Here's how to keep a lid on the spending.

5 Ways Airline Travel Sucks — and What You Can Do to Make It Better

Air travel is no picnic these days. Learn to avoid these five common abuses and maybe you'll arrive in a tolerable mood (and almost on time).

17 Little Ways to Feel More Confident

Confidence is critical to happiness and success. Get some with this collection of easy ways to find more faith in yourself.

20 Ways to Entertain Your Kids for Free

Mom! Dad! I'm bored! Not anymore with this list of fun — and free — games and activities that will entertain everybody.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.

4 Ways to Find a Reputable Mechanic

Taking a car in for repairs can be needlessly expensive for consumers without a trusted mechanic. Here are four ways to make sure you find someone reliable.

8 DIY Backyard Home Improvements That Save You Big

Summer's around the corner, which means extra hours in the day for home improvement. Spruce up your backyard with a spiffy and affordable project.

6 Ways to Make Your Home Into an Investment

Homes can be money traps. But by treating your house like an investment, you can earn money instead of losing it.

How to Spring-Clean Your Debt

Spring is in the air! Time to make your debt repayment plan bloom.

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.

Save More Gas by Safely Following Trucks

I have been trying to drive at 55 miles per hour to save gas, and I am doing it by driving behind big trucks in the slow lane so that I do not get honked at or pulled over by the h

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

Ask the Readers: Do You Have a Side Job?

Tell us whether you have a side job and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Smart Travel Hacks Only Frequent Flyers Know

You don't have to dread the airport. These smart frequent flyer secrets will have you breezing through the terminal (almost) stress-free.

The High Cost of the "Treat Yourself" Mindset

You might be able to justify a "treat yourself" purchase, but all those little treats add up to one big, stressful bill. What's it really costing you?

Teach yourself to cook

Everyone knows that cooking is cheaper and healthier than eating out. It's also better (i.e. more to your taste) than eating out, and easier than eating out (no driving, parking,