Hot Today

Wise Bread articles that are hot today.

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

The First Step to Budgeting

Why do so many budgets fail? Because the first step to budgeting is omitted. When implemented correctly, it can make a huge difference. When the first step is neglected, intangible

The 5 Best Glass Cleaners

Keeping your windows clean and clear isn't easy, but it can be. Just use any of these window cleaners and your glass windows will sparkle.

6 Ways to Read Comic Books for Free (or Almost Free)

To cut back on costs, I stopped reading comic books after high school. Then I realized I could get my comic fix for free, with no superpowers required.

Best Money Tips: Saving Money at Restaurants

Today we found some great articles on saving money at restaurants, steps to lower a cell phone bill, and ways to give gifts people want.

Create Your Own Raise

If you haven't gotten a raise recently, maybe you need to create your own. Here's how.

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

47 Free Things to Do Across the U.S.

See the country without putting a dent in your budget by checking out these fabulous and free activities all over the U.S.

Crowdtilt: An Easier Way to Share the Cost of a Group Event

Tired of footing the bill for a group events or gifts? Put your event on social funding website Crowdtilt, and get your crowd to fund it before it happens.

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

Best Money Tips: How to Get Into Shape on a Shoestring Budget

Today we found helpful articles on tips for getting into shape on a shoestring budget, filthy habits you should drop by 40, and secret ways to make your clothes last longer.

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

A variable income coupled with fixed expenses is tricky to manage. In this article you will find a five-step strategy that allows you to save effectively for retirement, take advan

FINANCIAL IQ TEST: How Healthy Is Your Health Care Plan?

Are you maximizing your health care dollars? Do you have the right insurance? And do you know how to protect yourself? Here’s a Financial IQ Test to help you determine how healthy

Why ETFs Suck

By now you've probably heard about ETFs and how awesome they are. Well for the average investor, that's a bunch of crap. ETFs are a great product for traders, but don't let the

How to Never Pay for Another Book

If you have a computer, iPhone, or other handheld device, you can download for free more books than you will ever be able to read, including recent releases.

Beat the Clock with Frugal and Simple Valentine's Day Ideas

Americans will shell out more than $15 billion for Valentine's Day gifts this year, but you don't have to empty your pockets to have a romantic day.

Clutter-Free: The Zero-Accumulation Household

Examine the best ways to embrace a zero-accumulation lifestyle and live clutter-free!

Best Money Tips: Pay For College Without Going Into Debt

Today we found some great articles on how to pay for college without going into debt, ways to save on your summer vacation, and mistakes to avoid at tax time.

11 Ways to Make Money While at the Beach This Summer

Beach life has its charms, not the least of which is the opportunity to earn extra cash from visitors drawn to the shore.