Hot Today

Wise Bread articles that are hot today.

The 5 Best Hyaluronic Acid Serums

If you're looking to give hyaluronic acid serum spin, any of the five below are excellent picks that won't break your budget.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Ask the Readers: Who Do You Go to For Money Advice?

Tell us who you go to for money advice and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

13 Cheap Beers to Keep Your Holiday Season Hoppin’

Well, 'tis the season to be merry and enjoy some beers. Here are 13 that are well worth your time, during the winter and beyond.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

Ask the Readers: How Do You Save Money at the Movies?

Tell us how you save money at the movies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.