Hot Today

Wise Bread articles that are hot today.

13 Creative Ways to Avoid Spending Money

You're trying to stick to your budget, but it's really hard to stop spending! Resist the urge to spend with these 13 tricks of the tight-fisted.

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

How to Close a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

Bohemians Then and Now

Whenever people try to support themselves through their art, the bohemian lifestyle appears out of the resulting poverty and freedom.

5 Reasons Why I Don’t Clip Coupons

Many people consider clipping coupons to be one of the major tenets of frugal living. But all that time spent searching and snipping might not be worth it.

Playing the Lottery Is a Bad Gamble

The recent Mega Millions jackpot serves as a reminder that as awesome as winning the lottery would be, you might be better off not buying a ticket.

4 Tech Add-Ons That Can Save Travelers Time and Money

Upgrade some of your tech gadgets and your next vacation will be even more amazing.

Can't Get Business Credit? Consider Alternative Financing

If you're losing sleep because you need cash quickly and traditional sources aren't working out for you, you should consider alternative financing.

Spouses and Debt: Who's Really on the Hook for Those Bills?

Marriage is for better or for worse — even when it comes to credit card debt. Your spouse's unpaid debts may be affecting you, too.

The Real Cost of Adopting a Baby

Growing your family is costly no matter your situation. Here are some things to consider if you plan to adopt.

8 Things to Carry That Could Help Someone in an Emergency

Just keeping a couple items in your purse or pocket could make you a superhero to someone in an emergency.

Stock These 20 Frugal Foods for Tough Financial Times

Whether you're trimming your grocery budget or your grocery budget is trimming you, these cheap eats will see you through lean times.

The 5 Best Body Butters

Keeping your skin silky smooth isn't easy, but it can be. Just use any of these body butters and your bod will always look perfecto.

10 Things I've Learned From Grocery Shopping on a Budget

Making and sticking to a grocery budget hasn't just helped our finances -- it's taught us a thing or two about money, food and life.

7 Financial Must Haves for the First-Time Home Buyer

Making the leap into homeownership for the first time? Before you buy, make sure you've covered these seven financial basics.

12 Affordable Ingredients that Add Gourmet Flair to any Meal

Here is an expert list of a dozen common ingredients that will add some flair to your dish — for less than you'd expect.

How to Increase the Chance of Someone Returning Your Lost Wallet

It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk ou

10 Things You Can Do Today to Be Happy

Feeling good about yourself and others is not out of reach. Drop the negativity and start taking steps to feeling happy today.

Reclaiming Etiquette: Dining Basics for New Professionals

Dining etiquette is becoming a lost art. This quick tutorial will give you an edge in a tight job market and added confidence for any dining occasion.

Want to Keep Your Disposable Razor Blades Sharp? Use Your Arm

With these two tricks, you can keep one disposable razor blade sharp and ready-to-use for five months or more.