Hot Today

Wise Bread articles that are hot today.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Insights From the World's 9 Most Frugal Cultures

In every corner of the globe, there are people that spend less and save more than we do. Let's follow their lead.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

8 Supposedly Unhealthy Foods That Are Actually Good for You

Oh go ahead, have another cup of coffee — it's good for you! Find out what other foods you can go ahead and stop avoiding now, too.

14 Ways to Make Your Yard Look Awesome for Under $100

Yardwork is a pain, and can hurt you in the wallet, too. Try some of these easy ways to spruce up your yard without spending a lot of money.

50 Ways to Update Your Wardrobe for Cheap

If you get creative with shopping strategies and fashion choices, it's easy to control your wardrobe spending. Follow these tips to start dressing for less!

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

9 Ways to Tell If a Stock is Worth Buying

Wondering whether a stock is worth your investment? Here are a bunch of ways to decide!

5 Reasons Why Life Insurance Isn't Just for Old People

Life insurance protects the ones we love in case the worst should happen. That's why you shouldn't wait to buy some.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

6 Ways to Vet an IPO Before You Buy

The Facebook IPO has been the subject of a lot of hype — much of which it hasn't lived up to. Learn how to make a well-informed IPO purchase.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.