Hot Today

Wise Bread articles that are hot today.

How to Start Saving for Retirement at 40+

It's never too late to start saving. If you skirted retirement savings in your younger years, you can still catch up — here's how.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

4 Easy Ways to Start Saving for a Down Payment on a Home

Even the humblest of down payments will eat up a sizable savings account. How can you put together a down payment on a home that won't break you?

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

25 New Ways to Spice Up Rice

Make delicious and frugal rice even more delicious with a few additions — many of which you already have in your pantry.

7 Things Financial Advisers Wish You Knew About Retirement

You don't need a crystal ball to plan your retirement. You just need to listen to your financial adviser.

Are You Paying These 6 Unfair Banking Fees?

Fees here, fees there, banking fees everywhere. Cut the expense of banking and other financial services by shopping smart and choosing fee-free.

Get Out of Debt Faster With the "Debt Snowflake"

Every dollar counts during debt repayment. Finding small savings or windfalls to put toward your debt can help you pay off your balances faster.

Beat the claw machine, save your sanity.

How many times have you passed one of these annoying things and thrown 50 cents away? I'm hugely guilty of it. I can't resist them. One time I got six out in a row, then I've gone years with no success. Is there a secret? Well, it seems there is. [more]

Win Your Next Potluck With One of These 23 Cheap, Easy Potluck Dishes

These tasty, simple recipes for appetizers, main dishes, salads, and desserts won't break your bank, but will win you accolades.

5 Signs It's Time to Find a New Bank

Poor service, endless fees, inconvenient locations… Why put up with it when you can go elsewhere for banking services?

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

How Much Should You Have Saved for Retirement by 30? 40? 50?

You know you should be saving for retirement — and saving a lot. Betcha' didn't know you needed to save this much!

Like DIY? Avoid These 10 Costly Mistakes

I scoured the web looking for the obvious and not-so-obvious mistakes DIY addicts make and compiled this list.

Can I Eat This? A Quick Guide to Expiration Dates and Food Safety

Food waste costs consumers billions every year, and the culprit is confusion about expiration dates. Find out what you can still eat, no matter what the carton says.

Get Paid for Paying Early with The Plum Card® from American Express

Get the business charge card that gives you a 1.5% discount and lets you defer payments.

A Beginner’s Guide to Frugal Living

The path to frugality has many detours, and even the experts make mistakes. Here are seven things to keep in mind as you find your own road.

This Is the Difference Between a Loan and a Line of Credit

If you need to borrow money, you may wonder how a loan differs from a line of credit. Let's break it down.

8 Signs You Need a Social Media Detox

Social media is fun, until it becomes your whole life. If you can relate, it might be time for a social media detox.