Hot Today

Wise Bread articles that are hot today.

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

How to Sell Your Hair for Cash

There is a huge market for sourcing natural hair. Here are some tips and information on how to sell your tresses for cash.

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

Evolve Your Money Management Beyond the Budget

Budgeting can be complicated, tedious, and inflexible. But for some, there's a simpler, more reliable way to accomplish the same thing.

8 Surprising Ways Cheap Oil Impacts Your Wallet

The price of oil keeps on dropping — and that's good, right? Mostly, but there are some negatives, too, even if you don't work in the oil patch.

The 5 Best Cities for Starting Over

So long, Stinktown! If your current zipcode just isn't doing it for you, pull up stakes and start over fresh in one of these five forward looking 'burgs.

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f

12 Ways a Deep Declutter Can Improve Your Life

Too much stuff getting in your way and getting you down? Part cleaning and part therapy, deep decluttering clears ours heads while it clears out space.

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

6 Back-to-School Items You Should Always Shop for at the Thrift Store

Back-to-school sales are great, but thrift stores are even better. Discover the best gently used items to buy for your kids.

Ask the Readers: Do You Have a Garden for Vegetables?

Tell us about your vegetable garden and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The vicious Home Rental Scam – don’t get conned.

It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take a

Recession Journal Part II: Broke or Poor?

We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one b

The 5 Best Toasters

Banish burned bread — get perfectly browned bread, bagels, waffles, and more with one of these reliable toasters.

How Not to Buy Too Much

Just as a diet doesn't mean you can never enjoy food again, a budget doesn't mean that you can never buy again. Here are a few strategies to help you reduce your spending.

The 5 Best Glass Water Bottles

Staying hydrated on the go without creating environmental waste isn't easy, but it can be. Just use any of these five glass water bottles and the Earth will love you for it.

Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad deci

How to Sell Your Kid's Stuff at a Consignment Sale

Earn some extra money while killing clutter. Sell your used kid clothes and toys at consignment sales!

50 Ways to Make Exercise More Fun

Getting motivated to workout day after day can really be a drag. Keep fitness fun — and productive — with these tricks.

The 6 Personal Finance Rules Everyone Must Follow

The Internet is awash in free financial advice. This short list of basics will put you on firm financial ground today and on the way to a wealthier tomorrow.