Hot Today

Wise Bread articles that are hot today.

Save More and Spend Less by Increasing Your "Mental Transaction Costs"

"Cost" is more than dollars and cents. Use these mental money blocks to take charge of your money and live a more rewarding frugal lifestyle.

Ask the Readers: What Small Thing Brings You the Most Joy?

Tell us what small thing brings you the most joy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Here's How Spending 3% On You Will Advance Your Career

Want to earn more money throughout your career? It could be as simple as investing in yourself.

5 Things You Must Learn About the Company Before Your Job Interview

You did something right on your LinkedIn profile and your resume. Now win the interview and get the job by learning these key details about your future employer.

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

8 Unexpected Ways a Credit Card Can Save You Money on Travel

Before you hit the road (or the sky) for a much-needed vacay, make sure you're up to speed on how much cash your credit card can save you.

6 False Assumptions About Debt-Free Living

What to expect once you're debt-free.

Security is an illusion. Freedom is real.

There's a seeming tradeoff between freedom and security: You can stick with the day job or chuck it to live your dream--if you're willing to give up the security of the regular pa

5 Ways Social Media Saved Someone's Life

Social media keeps us connected to scores of people who are eager to help. Sometimes life-sharing means life-saving.

6 Celebrities With Shockingly Low Net Worths

You won't catch any of these spendthrift celebs on Frugal Lives of the Rich and Famous.

9 Sneaky Home Money Pits That Sap Your Savings

Household money pits aren't always obvious. Beware these sneaky money sinks hiding right under your nose.

Use the 80/20 Rule to Maximize Your Financial Opportunities

Stocks, bonds, insurance, retirement — where should you focus your limited personal finance resources? Use the 80/20 to find the solution.

Tips for Preventing Swine Flu Naturally

It is impossible to avoid coming into contact with the Swine Flu (H1N1), or any other strain of flu for that matter. Because it can take three days before germs entering your body

4 Ways to Buy a House Without a Mortgage

No mortgage? No problem. You can still purchase the home of your dreams.

You CAN Learn a New Language — Just Use One of These 3 Apps

Learning a language requires time and effort, but with these apps make it easy as it can be. The best part? Some of them are free!

18 Times in Life When Less Is More

From food to Facebook, and everything in between, you really could stand to do with less. Sometimes a LOT less.

The 5 Best Bottle Brushes

Keeping bottles clean isn't easy, but it can be. Use any of these bottle brushes and your bottles will remain bacteria-free.

20 Fitness Gifts for $15 or Less

From cyclists to swimmers, find great (and inexpensive!) gifts for the fitness-lovers in your life.

6 Foolish Ways to Pay Down Debt

You might think that any debt repayment strategy is a good one — but these wrong moves could leave you worse off. Don't try this at home!