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Wise Bread articles that are hot today.

5 Retirement Accounts You Don't Need a Ton of Money to Open

Don't let high minimums dissuade your retirement savings goals. These Roth IRAs can get you started, no minimum investment required.

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

If you're looking for a profitable side gig you can fit into your own schedule, check out delivering packages with Amazon Flex.

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Managing your time requires some of the same skills as managing your money. Here's how to master both.

Tell us whether you're on track for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

This is my story of shock, anger, and finally disgust at the practices of netSpend.

Don't let "dynamic pricing" steal your deal. Keep an eye out for sneaky ways online retailers (legally!) overcharge their customers.

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

If you're looking for the perfect blend of culture and history, these 10 museums in the U.S. will blow your mind.

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

Tell us who you go to for money advice and we'll enter you in a drawing to win a $20 Amazon Gift Card!

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.