Hot Today

Wise Bread articles that are hot today.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

Ask the Readers: How Do You Handle Rude Questions About Money?

Tell us how you handle rude questions about money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Paint a Room and Wash Your Face: More Uses For Powdered Milk Than You Ever Imagined

Powdered milk has accrued a bad reputation over too many years of kids being forced to drink the stuff growing up. But it ain't so bad - especially when you can do over 20 things w

8 Times Booking Your Own Travel Is Cheaper Than a Package Deal

Don't just book a package believing it's the cheapest option. Booking independently could score you big savings.

How Credit Cards Protect Your Purchases From Damage or Theft

You loved your fab new camera until your kid broke it. Check the fine print on your credit card account — you may be eligible for a free replacement.

8 Reasons Time Is Worth More Than Money

We've all heard people say "time is money." But believe it or not, time is worth so much more.

4 Simple Ways to Conquer Your Fear of Investing

Don't be daunted by the stock market. With a little change in outlook, you can conquer your investing fears.

4 Steps to Simplify Car Shopping in the New Year

Before you head to the dealer for a new car this year, make sure you have your finances in order.

You're Washing Your Clothes Too Often! (What to Do Instead)

You can cut your bills and your eco-footprint by running the washer less often. And with a few simple tricks, your clothes can be just as clean.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

This Is How Much Our Tech Necessities Would've Cost in the '80s

The '80s brought us hair metal and spandex — and a super expensive way to enjoy all the things we take for granted today.

How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

Even though the economy seems to be getting better, the number of mortgage delinquencies is still rising. Some homeowners are choosing to walk away because their debts are much

Are You Happy With Your Bank?

The American Customer Satisfaction Index tells us how citizens feel about their banks. But the most important question is, how do you feel about yours?

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

The Best Credit Cards With Airline Companion Tickets

Companion tickets are one of the best credit card perks available. Discover five great cards currently offering these tickets — and three not worth the trouble.

Ask the Readers: Should Personal Finance be Taught in Schools?

Tell us whether or not you think personal finance should be taught in schools for a chance to win 1 of 3 $20 Amazon gift certificates!

8 Giveaways That People Were Just Talking About You

Our ears aren't actually very reliable when it comes to sensing gossip and busybodies. Here's what to look for instead of toasty earlobes.

Should There Be a "Fat Tax" on Junk Food?

Yes. Well, that's just my humble opinion, but I really don't see why this has so many people throwing their arms up in the air with shock. We tax liquor and cigarettes, neither of

12 Great Side Jobs for Outdoorsy Types

If your 9-to-5 is crushing your spirits, consider one of these fresh air side hustles that'll get you outdoors — and unchained from your desk.

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.