Hot Today

Wise Bread articles that are hot today.

On the importance of having capital

One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr

Should You Treat Your Social Security Benefits Like a Bond?

A lot of things can impact your retirement investment strategy. Should your future Social Security benefits be one of them?

How Long Can You Really Live on Unemployment?

If you lost your job, could you afford to get by on unemployment benefits alone? It might be time to beef up that emergency fund.

Achieve More With Goal Sequencing

What's the secret to achieving any goal you set? Breaking it down into many smaller sequential goals and tackling each one at a time. Here's how to do it.

Why Your IRA Shouldn't Double as an Education Savings Plan

Your IRA may have the option to help pay for college, but that doesn't mean it should be your go-to education savings plan.

How to Score a European Cruise for $1,000 or Less

If Europe is on your bucket list, but you need to maximize your time and your budget, a cruise can help.

6 Ways to Stay Focused in an Open Office

Is your open office driving you crazy? You're not the only one. Luckily, there are plenty of ways to stay focused.

The Lincoln Guide to Personal Finance

President Abraham Lincoln invested most of his presidential paychecks in Treasury Bonds. Discover why his method is still good advice today.

The story of a guy with Downs Syndrome, some grocery bags and an idea straight from the heart.

Something I have often heard from teachers, mentors and my own parents is the following phrase: “Be the best at what you do, whatever you do.” It’s a lesson I have tried to live up

12 Foods Everybody Should Be Able to Cook by 30

The time for ramen has passed. By 30, you oughta be a master at preparing these 12 simple staples.

Learn How to Invest With These 5 Stock Market Games

If you've ever felt daunted by the complexity — and risk — of investing real money, try it for pretend first. It's fun, too!

20+ Ways to Use Sriracha (AKA Awesome Sauce)

Investing in one bottle of Sriracha chili sauce means no boring meals for a year! (Or almost month if you enjoy Sriracha as much as this writer does.)

How to Get Rid of Your Old Electronics

These four responsible ways to dispose of old electronics will keep them the out of landfills and may even put a little more money in your pocket.

What You Need to Know Before Buying Your First Home

Buying a home is expensive — and stressful. Follow this guide to help plan ahead, understand the process, and save money.

Quality of Life

Despite cultural differences, language barriers, and economical disparities around the world, I discovered that we all seem to be fighting the same demons and striving for the same

The High Cost of Cheap Clothes

Even the cheapest fast fashion pieces come with a hefty price — steep environmental and social costs we don't often see.

Ask the Readers: What Will You Do With Your Tax Refund?

Tell us what you'll do with your tax refund and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: How to Save Money in March

Today we found helpful articles on how to save money in March, good goals for a more organized life, and spring gardening tips to help you save on produce.

10 Old-School Things That Make Summer SUMMER!

Remember the good ol' days of summer, when frolicking trumped responsibility? Do these 10 frugal, fun things, and you'll feel like a kid again.

How to Be Fearless and Do What You Want

Overcoming fear sounds easy when the motivational experts advise it. Get from the scary here to the confident there with practice, planning, and a little playacting.