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Wise Bread articles that are hot today.

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

The Real Value of Forever Stamps

Considering that I pay most bills online, I don’t use a whole lot of postage stamps these days. When I do, however, it almost always involves me digging through piles of paperwork

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

15 Bad Networking Habits That Will Kill Your Job Prospects

Networking is important to a successful job search, but if you're guilty of any of these habits and gaffes, you're better off staying home to answer Craigslist ads.

Goal Setting, Defined and Deconstructed

After examining my goals for the past year, I realized that the type goal, rather than its perceived difficulty, is what often leads to fulfillment or frustration. Here are ways to

The Cheapest Way to Fly to Europe

Not all frequent flyer rewards programs are created equal. Learn which programs offer the best deals on flights to Europe.

17 Cheap and Awesome Reusable Replacements for Disposable Products

You know disposables are bad for the planet — and your budget. These reusable replacements are cheaper and greener, and they're convenient, too.

Don't Buy a House With a Pool Until You Can Answer These 7 Questions

You might be dreaming of taking a dip, but owning a home with a pool raises plenty of pricey questions.

How Parents Save Money at Costco

Raising kids isn’t cheap, but shopping at Costco can help parents cut costs on everything from infant formula to toys.

The Financial Basics Every New Grad Should Know

Congrats, grad! You undoubtedly learned a lot in your college career, but now it's time to learn these personal finance basics.

9 Ways to Spend Less on Your Significant Other (And Not Get Killed!)

Date nights and holidays shouldn't cost a fortune. You can spend less on your SO — and still show your love with thoughtful gifts that count plenty.

18 Ways to Make Old Things Seem New

Old stuff — we all have so much of it. Whether it's clothing, furniture, or something else, try one of these techniques to make it seem totally new.

9 Money Questions You Should Be Able to Answer by Age 30

You're turning the big 3-0. Do you have the answers to these all-important money questions?

4 Mortgage Secrets Only Your Broker Knows

Don't let your mortgage lender hold out on you! They're in on these secrets — and they could save you big.

Why You Pay More at the Grocery Store (and How to Stop)

Grocer tricks and bad habits lead you to pay more than you need to for groceries. Learn how to break free and save more on your food.

10 Surprising Marketing Tricks You Should Be Aware Of

From unhealthy "health" products to designer diamonds and more, discover 10 sneaky marketing tricks to avoid.

20 Cheap, Delicious, and Healthy Black Bean Recipes

The humble black bean is so much more than than a low-cost staple. Try some of these delicious (and ingenious) ways to prepare the healthy Latin legume.

What to Buy (and Avoid Buying) in June

June is a great time to buy both donuts and lingerie (Happy Father's Day!). Find out why and learn what else is a good buy after the click!

10 Life and Money Lessons Learned From Immigrant Parents

My immigrant parents have taught me many lessons about saving money, but the following 10 lessons were most influential in shaping how I lead my life as a 30-something today.

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl