The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
The humble, affordable lentil is delicious and full of protein. You're sure to find something tasty in this collection of 35 easy to prepare lentil recipes.
Wise Bread articles that are hot today.
5 Personal Loan Fees You Should Never, Ever Pay
The whole point of getting a loan is to avoid the high interest rates and added fees of a credit card. So make sure you're avoiding all of that with personal loans, too.
6 Reasons Cutting Your Landline Is a Bad Deal
Dropping home phone service has become a popular way to cut a few dollars from the budget. But are the savings really worth it?
How to Protect Your Finances in Case of a Recession
When the next recession hits, you want to be prepared. Is your money ready?
51 Unusual Money-Saving Tips from Readers
Looking for some unusual ways to save money? This list of 51 tips and tricks is bizarre but may just give you some ideas.
22 Ways to Reuse Paper
Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.
The 4 Worst Kinds of Debt to Have in 2019
Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.
The Pros and Cons of Paying Off Your Debt Early
You dream of being debt-free, but is it all it's cracked up to be?
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
10 Things You Should Never Buy at the Dollar Store (and 10 You Should)
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
Horizon Organic Milk: Is it All Just Lies?
There are some misleading and downright deceptive statements on Horizon Organic's packaging. Let's deal with them one at a time.
Top 5 Ways Thieves Use Your Stolen Credit Card
Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.
6 Pitfalls of Down Payment Assistance Programs
Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.
How to Freeze Your Credit
A credit freeze can protect you from financial scammers. Here's how they work.
7 Easy Ways to Build an Emergency Fund From $0
When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!
52 Uses for Rubber Bands
The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.
What to Do With a Windfall
You just stumbled upon a big pile of money. Congrats! Here's what you should do with it.
17 Part-Time Jobs to Do While Your Kids Are at School
While the kids are away, SAHMs and SAHDs can earn some extra pay!
6 Secrets to Mastering the Debt Snowball
The debt snowball method really, truly works. Now, you just need to master it!
Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan
Before you apply for a personal loan, make sure you plan to use it the right way.
35 Mouth Watering Lentil Recipes
The humble, affordable lentil is delicious and full of protein. You're sure to find something tasty in this collection of 35 easy to prepare lentil recipes.