Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan
Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
Finding time to pack your lunch for work each day can feel pretty overwhelming. Trying to be creative about it can be even more frustrating. Following are several categories of sug
Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. [more]
While dollar-priced retail chains are nothing new, the Dollar Tree stores in particular have caught my attention as having a few categories of coolness. So what do I find there tha
When the going gets tough, the tough accumulate huge piles of cash. Great. But what do you do with it once you've piled it all up. There are lots of options out there, but which on
I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi
Going for an affordable little spruce up? Not wanting to spend an entire weekend sanding down Grandma's old bureau? Here are three easy and cheap decorating ideas to add unexpected
I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left un
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen
Ladies, are any of you out there like me? I hate buying clothes for work, because I know that work is the only place I'll wear them. They aren't particularly comfortable, and they
What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f
I doubt if the cost of yeast is really breaking your household budget. If you bake a lot you probably already buy yeast in bulk, so you're not paying the per-packet price anyway.
Recently, at an open mic night event my husband and I attended with friends, I noticed an interesting use of a recycled necktie. Seeing this reminded me of a skirt I saw years ago
The crux of network party-marketing: feelings. Should your emotions enter into your shopping experience? At these parties, I have experienced the feeling of largesse because I coul
Wise Bread articles that are hot today.
Is Six Figures Really That Much?
Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan
What's Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?
Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
How to Brown Bag it With Style
Finding time to pack your lunch for work each day can feel pretty overwhelming. Trying to be creative about it can be even more frustrating. Following are several categories of sug
4 “Secret” Ingredients for More Delicious Dishes
Check out these four uniquely affordable ingredients that can covertly jazz up your dishes for mere pennies!
Living Without Air-Conditioning Can Save Big Bucks This Summer
Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. [more]
Ask the Readers: Do You Shop at Thrift Stores?
Tell us whether you shop at thrift stores and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Getting it Done at Dollar Tree
While dollar-priced retail chains are nothing new, the Dollar Tree stores in particular have caught my attention as having a few categories of coolness. So what do I find there tha
Sex Up Your Sandwich: Ideas for Budget Conscious Brown Baggers
Spice up your lunch with these affordable sandwich ideas that are flavorful and way more exciting than your average baloney or ham loaf.
Cash Is King: Now What Should I Do With It?
When the going gets tough, the tough accumulate huge piles of cash. Great. But what do you do with it once you've piled it all up. There are lots of options out there, but which on
Cheap and Romantic Ideas for Valentine's Day (And Any Other Day of the Year)
I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi
Cheap Decorating: Three Simple Hacks for Style on a Dime
Going for an affordable little spruce up? Not wanting to spend an entire weekend sanding down Grandma's old bureau? Here are three easy and cheap decorating ideas to add unexpected
5 Effective Sleep Tips You Haven't Tried Yet
Tried every sleep aid out there? Here are 5 little known tips that work wonders for me.
Giving Gifts That Will Save Money
I love the holiday season. I love being able to bake cookies and give them to my friends, put up decorations and — most of all — give gifts. But with only a couple of weeks left un
Carry some cash
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen
How to Dress for Success and Still Spend Less
Ladies, are any of you out there like me? I hate buying clothes for work, because I know that work is the only place I'll wear them. They aren't particularly comfortable, and they
Choosing Life Insurance: Term or Permanent?
What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f
How to bake sourdough bread (and save a buck on every loaf)
I doubt if the cost of yeast is really breaking your household budget. If you bake a lot you probably already buy yeast in bulk, so you're not paying the per-packet price anyway.
New Ideas for Old Neckties
Recently, at an open mic night event my husband and I attended with friends, I noticed an interesting use of a recycled necktie. Seeing this reminded me of a skirt I saw years ago
Network Marketing Parties: Opportunity or Emotional Blackmail?
The crux of network party-marketing: feelings. Should your emotions enter into your shopping experience? At these parties, I have experienced the feeling of largesse because I coul
7 Easy Lunch Ideas for Work
Don't be intimidated by brown-bagging it — having a fast, tasty work lunch can be easy and inexpensive. Just follow these tips.