Hot Today

Wise Bread articles that are hot today.

Yes, You Can Pay for Education With an IRA

There's more than one way to help pay for college. This little known tip could save you from taking out student loans.

Here's How Rich You'd Be If You Stopped Smoking

It's advice that bears repeating again and again — it's time to quit smoking. Your health, and your savings, will thank you.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

Front-loaded loans: a financial conspiracy?

A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how

Live Like a Local: How to Tap Into the Local Scene While Traveling

If you want to get unique experiences, discover what a place is really like, AND save money, don't travel like a tourist — learn how to live like a local.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

11 Investing Tips You Wish You Could Tell Your Younger Self

If you could go back 20 years and give your younger you some investment advice, would it echo any of these 11 pearls of financial wisdom?

5 Big Ticket Wedding Items You Should Borrow Instead of Buy

Wedding season is fast approaching. Why not make your "Something Borrowed" work to your favor (and your budget)?

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

12 Ways a Deep Declutter Can Improve Your Life

Too much stuff getting in your way and getting you down? Part cleaning and part therapy, deep decluttering clears ours heads while it clears out space.

The vicious Home Rental Scam – don’t get conned.

It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take a

11 Ways to Have a Clean Place Without Cleaning

Hate cleaning? Don't do it! OK, you'll never be able to avoid cleaning entirely, but if you follow these tips, you can drastically reduce your scrubbing time.

6 Surprisingly Simple Ways to Motivate Yourself

All the productivity tricks in the world are can't help you if you're lacking motivation. Read on to get some gumption!

Why You Should Buy a Desktop Computer

Sleek, shiny laptops are all the rage, but I don't think they're worth the cost. Here's why I choose bulky, non-sexy technology for my computing needs.

10 Homemade Baking Mixes That Save Money and Time

Nothing beats homemade cakes and breads, but who has the time? Pre-mix your dry ingredients, store, and bake later in a jiffy.

7 Tricks for Enjoying Fine Dining on a Budget

While Spago doesn't offer a Blue Plate Special, you can dine there and still make your rent. You just need to know when to go and where to sit.

8 Critical 401(k) Questions You Need to Ask Your Employer

You know you should be using your work-sponsored 401(k) plan, but to really make the most of it, you need to ask a few questions.

How to Get a Great Seat on Southwest

Southwest won't charge you a baggage fee, and they won't let you choose your seat during booking. Here's to find the best seat possible when you board.