The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
Wise Bread articles that are hot today.
The Pros and Cons of Refinancing an Auto Loan
Before you refinance your auto loan, here's what you need to know.
How to Protect Your Finances in Case of a Recession
When the next recession hits, you want to be prepared. Is your money ready?
10 Old Knick-Knacks You Can Flip for Easy Cash
In need of some extra cash? Look around your home for some flippable vintage knick-knacks like these.
The Pros and Cons of Paying Off Your Debt Early
You dream of being debt-free, but is it all it's cracked up to be?
22 Ways to Reuse Paper
Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.
Best Money Tips: Fun and Frugal Ideas for Fall
Today we found some awesome articles on frugal ideas for fall, mistakes people make when buying a home, and the complete guide to getting out of debt.
51 Unusual Money-Saving Tips from Readers
Looking for some unusual ways to save money? This list of 51 tips and tricks is bizarre but may just give you some ideas.
How to Freeze Your Credit
A credit freeze can protect you from financial scammers. Here's how they work.
Figuring the Size of Your Emergency Fund
The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3
Horizon Organic Milk: Is it All Just Lies?
There are some misleading and downright deceptive statements on Horizon Organic's packaging. Let's deal with them one at a time.
7 Easy Ways to Build an Emergency Fund From $0
When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!
10 Things You Should Never Buy at the Dollar Store (and 10 You Should)
You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.
52 Uses for Rubber Bands
The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.
6 Pitfalls of Down Payment Assistance Programs
Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.
6 Reasons Cutting Your Landline Is a Bad Deal
Dropping home phone service has become a popular way to cut a few dollars from the budget. But are the savings really worth it?
Top 5 Ways Thieves Use Your Stolen Credit Card
Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.
6 Secrets to Mastering the Debt Snowball
The debt snowball method really, truly works. Now, you just need to master it!
25 Quick, Cheap Lunch Ideas
You lunch doesn’t have to be a budget-buster or bland. These 25 fast and inexpensive lunch ideas will keep your midday meals interesting and easy.
5 MicroSaving Tools to Help You Start Saving Now
Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.
Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan
Before you apply for a personal loan, make sure you plan to use it the right way.