Hot Today

Wise Bread articles that are hot today.

U.S. Bank FlexPerks Select Rewards Visa Credit Card Review

Not only will you earn points on purchases you make with the U.S. Bank FlexPerks Select Rewards Visa, charitable donations you make with the card will merit you rewards as well.

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. [more]

15 Cheap Things to Do Before the Summer Is Gone

Don't be sad that summer is almost over — take advantage of what's left! Perk up with these 15 fun, frugal things to do before the warm weather runs out.

8 Travel Warnings You Shouldn't Ignore

When was the last time you took notice of a travel advisory before you took a trip? It could be extremely dangerous to ignore them.

Is Starting a Small Business for the Tax Deductions Worth It?

Some people recommend starting a side business to get more tax deductions. But if that plan sounds too good to be true, that's because it probably is.

5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards

Here is a step by step plan to earn enough credit card rewards for a free vacation in 9 months or less.

Want to Win at Personal Finance? Start a Money Club

Want to really win at money management? Join the club.

Capital Substitutes for Labor — and Vice Versa

Retirement planning has changed a lot since the economic downturn. But the things you need to understand and do are still very simple.

Make Your Hobby Pay Its Way

Hobbies generally end up in the expense category. Depending on the hobby, you may be paying for equipment, supplies, books and magazines, classes, training--the list goes on.

Avoid the Tax Season Rush With These Early Prep Steps

It's almost the year end! Do YOU know where all your tax paperwork is? Here's everything you need to find before the holidays arrive in full force.

Eating Cheap While Abroad

I've been on the go a lot this last year: I lived in Dublin for four months, accompanied my family to Israel, and made it to plenty of other points on the globe. But no matter

How to Use Airline Shopping Portals to Cash In On Rewards

Airline shopping portals can help you earn thousands of miles each year, without getting on an airplane.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

10 Networking Mistakes You Shouldn't Make

Done well, networking can boost your career or business. Avoid these 10 mistakes to make the most of your connections.

Your Interest Rates Are About to Go Up

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like

6 Career Moves You'll Never Regret

Nervous to take that next big leap at work? Don't fret, because taking risks is just one career move you'll never regret.

How to Buy a Used Car Without Getting Ripped Off

Buying a pre-owned vehicle comes with its own set of challenges — like making sure you don't buy someone else's headache.

8 Ways to Reduce Mortgage Closing Costs

Mortgage closing costs can add up to thousands of dollars. Discover how you can easily and drastically reduce these costs.

12 Ways to Make Yourself Save More Money

You know you should save more, and you'd like to — but how? Close your spending leaks and put your saving on autopilot to start building a cash reserve.