Hot Today

Wise Bread articles that are hot today.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

I Bond rates go to zero

Since 1998, the US Treasury has had a pretty good deal for small savers who were worried about inflation--the Series I Savings Bond.  The interest it paid was based on inflation pl

6 Reasons to Love Your Bank

Banks (especially big banks) tend to be vilified in the media. But there are some very good reasons to be thankful we have them.

Everything You Need to Know About Switching to the Cash Only Lifestyle

If seeing your spending helps you stick to budget, a cash system may be the answer you need. Here's how to make the switch to cash and carry.

Frugalize any recipe

My wife picked up a cookbook at the library--one of those beautiful cookbooks with a gorgeous pictures of each dish. It had an above-average number of dishes that appealed to me.

My Poverty-Fighting Superheroes

You never know -- your mild-mannered neighbor, co-worker, or long-time buddy may be a hero in the battle against poverty. He might prepare meals for the homeless; she might tutor a

Poverty Makes You Stupid

Whether you're short money or time, the lack impairs your ability to think clearly and find abundance. A new way of looking at scarcity may offer a way out.

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

4 Financial Lessons From "Fifty Shades of Grey"

C'mon, don't lie. You know you only read the Fifty Shades series for the scandalous... personal finance lessons.

The 5 Best Smart Scales

Weighing yourself is never fun, but you can make it painless with the right scale. Just use any of these smart scales and your weigh-ins will never suck.

Cheapism.com: Where Cheap is Chic

Cheapism.com is a free service that helps consumers find the best of the cheapest items, weeding out cheap junk in favor of quality inexpensive items. Just because it is cheap, doe

Shoveling Snow and 5 Other Things Robots Can Do for You

Eventually, they'll probably take over the world, but for now, robots are thankfully taking over our household chores.

If You're Lucky Enough to Receive a Pension, Here Are 6 Things You Need to Do

Pensions are pretty much a thing of the past. If you're lucky enough to get one, here's how to make the most of it.

5 Free Accounting Tools for Freelancers

As a freelancer, you have enough expenses and income to manage. You don't need a pricey bookkeeping tool on top of that.

How Are People Retiring in Their 30s?!

What if you could retire and travel the world by your 30s? It's not just fantasy — these bloggers have done it!

5 Sobering Facts About Social Security You Shouldn't Panic Over

Maybe you take Social Security for granted — or maybe you expect it to disappear. Either way, here's what you should know about it.

7 Tips for Family Getaways When You Don't Have a Vacation Fund

Didn't save up enough money for your family vacation? Don't fret. There are plenty of destinations you can enjoy on the cheap.

How One College Graduate Paid Off $28,000 in Three Years on a $30K Salary

Yes, you can pay off your student loans — or any other big debts. Learn how one saver is repaying $28,000 in student loans in just three years.

19 Money-Saving Uses for Mouthwash

From glass cleaner to astringent and much more, mouthwash can replace an array of specialty items and save you lots of money in the process.