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Wise Bread articles that are hot today.

Rutgers is Giving Away $1500 to Wise Bread Readers!

Don't miss your chance to win your share of $1500 in prizes from Rutgers!

The "Secret" Credit Card Perk That Saved Me $300

What to do when a purchase breaks after the warranty is over? Read your credit card fine print — you might be able to get a full, no-string-attached refund.

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced c

US Airways Premier World MasterCard Review

Fans of US Airways can save on flights and upgrades by signing up for one of their credit cards.

25 Ways to Have the Best, Cheapest Summer Vacation

It's officially summer (sorta), and that means summer vacation. Hit the road with friends and family without hitting your savings too hard.

The 5 Best Counterop Burners

Stovetop cramped and you need an extra burner? These five excellent countertop burners can give you the cooking freedom you've been yearning for.

24 Train Hacks From an Amtrak Veteran

Make travel by train as comfortable (and frugal) as it is romantic with these money-saving Amtrak train travel tricks.

Why I Love Gift Cards: 5 Reasons Gift Cards Make Perfect Holiday Gifts

Gift cards get a bad rap, but it's mostly unwarranted. Learn why gift cards might be one of the best presents you can give.

Your Small Business Needs an Emergency Fund, Too

Emergency can strike your small business just as it can your personal life. Protect all you've worked for with a business emergency fund.

30 Delicious Ways to Enjoy Garam Masala

Indian food is known for the complexity of its spice blends, and garam masala is a great example. Learn how to use and enjoy this mix of cinnamon, cumin, cardamom and other spices.

Running the Numbers: Living on One Salary

Whether it's out of choice or necessity, if you and your partner are planning to start living off of a single income, here's what you should know.

3 Ways Millennials Can Avoid Financial Fraud

Elders aren't the only targets of financial fraud. Even young folks need to know how to protect themselves.

7 Things That Affect Your Car Insurance Rates

Is your ride costing you big-time in auto insurance premiums? These surprising factors may be to blame.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

Save gas; don't make left-hand turns.

You have to hand it to UPS. They crunched the numbers, they looked at the hard facts and they figured out that by limiting the number of left-hand turns made, you can save a whole

5 Downsides of a Reverse Mortgage

A reverse mortgage may sound like a good plan in retirement, but beware — these loans are not without their drawbacks.

The 5 Best Facial Cleansing Wipes

Keeping your skin clear when you regularly wear makeup isn't easy, but it can be. Just use any of these facial cleansing wipes and your face will always look fab.

Getting Something for Nothing – My $25 from Revolution MoneyExchange

Just when I thought I couldn’t take another online money transfer product, I was introduced to Revolution MoneyExchange. My familiarity and pas

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

10 Small Gestures That Go a Long Way at Work

It doesn't take much to be a considerate coworker. Work some of these good deeds into your 9-to-5 and brighten everyone's day — especially yours.