Hot Today

Wise Bread articles that are hot today.

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

How Pre-Commitment Mechanisms Can Help You Resist Impulse Buys

You might think impulse buys are impossible to resist, but if you train your brain with pre-commitment mechanisms, you can fight those urges and save money in the process.

8 Tax Mistakes Millennials Make

With major money changes, come tax changes — and Millennials are often guilty of these common tax-time mix-ups.

5 Tricks to Making the Most of Your Reward Miles

You've racked up tons of reward miles. Learn how to make them take you further away than ever before.

8 Surprising Things Covered by Homeowner's Insurance

You may already know that your homeowner's policy covers dog bites. But volcanoes? Yep. Tombstones? Also covered. Read on for more policy surprises.

Pianos cost too much? Get a synth!

Be aware of your options! Did you know there's a wonderful world — no, UNIVERSE of sound out there which shatters the conventional stereotypes of boring piano lessons? Don't get in

The new normal economy

The economy is way short of full employment, so naturally, consumer spending is down. Sooner or later employment, I think, will return to normal levels. Consumer spending will re

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

7 Apps That Make Budgeting Fun — No Really!

Budgeting can be a bummer. Take the bore out of the chore and manage your finances from your phone with these fun apps.

21 Decisions You'll Never Regret Making

Put life's regrets aside for a moment and focus on these anti-regrets. You don't want to look back on your life and say, "I wish I did that!" right?

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

12 Genius Ways to Upcycle Old Scarves

Those old scarves in your closet can be put to fun new uses with a twist of creativity. Here are almost a dozen ideas to get you started.

The 5 Best Power Banks

Running out of juice before the day ends is the worst. Keep your gadgets fully charged with one of these Best 5 power banks.

15 Free Ways to Learn Something New

From online classes to in-person demonstrations and more, check out these 15 ways to learn something new — no fee required.

Socially Responsible Investing Goes Green

You drive and drink responsibly, spend your money responsibly, and act responsibly, don’t you? But do you invest responsibly? Can you invest responsibly?

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

Ask The Readers: What Is The Worst Purchase You Ever Made?

Tell us about your worst purchase we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Questionable Aspects of The Housing Bailout Bill - H.R. 3221

In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700

Do You Love Money or Hate It? Either Way, You're Sick.

Do you love money and all things "green", or does your stomach turn at the very thought of it? Read on to explore and comment on where you fit into the spectrum.

Poverty Makes You Stupid

Whether you're short money or time, the lack impairs your ability to think clearly and find abundance. A new way of looking at scarcity may offer a way out.