Hot Today

Wise Bread articles that are hot today.

New Rules of Budgeting: Focus on Your Dreams

Old-school budgets are boring. Try this new fun approach that focuses on your dreams instead of your restrictions.

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

Classic asset allocation teaches investors to diversify for safety. Apply this strategy to your retirement to keep the bills paid, even in a bad economy.

8 Ways to Eliminate Debt While in Grad School

Grad school doesn’t have to wreak havoc on your finances. In fact, if you plan carefully, you can even graduate debt-free.

Shrink Your Utility Bill by Plugging These Surprising Home Energy Leaks

Big utility bill sinking your budget? Make the planet and your wallet greener by plugging up these five surprising home energy leaks.

Is Companion Airfare Really Worth It?

With the high cost of air travel these days, companion ticket offers may appear to be good deals. But like they say, appearances can be deceiving.

Best Money Tips: Save Money at Trader Joe's

Today we found some great articles on saving money at Trader Joe's, career lessons from cats, and things extraordinary people give to others.

6 Things You Need to Know About the New Costco Credit Card

Are you considering the new Costco card? Here's everything you need to know.

Should You Hire a Broker to Buy a Car?

Believe it or not, paying someone to buy a car for you probably won't bust your car buying budget.

6 Ways to Have a Great Late-Night Workout

Late at night may be the only time you have for a workout. To make it great (and still fall asleep on time) follow these suggestions.

My 2016 Budget Challenge: Does Taking a Regular Day Job Mean Giving Up?

The freelance life ain't always easy. Max is on the hunt for a regular, good old fashioned job offer — and money isn't the only reason why.

How do you spend money to save time?

It's a — pardon the expression — timeless saying: "You can always make more money, but you can't make more time." The staunch followup to that tends to be that you can make better

8 Smart Ways to Save Money as a Small Business

You can cut your biggest expenses like rent, office equipment, and labor and make your business more competitive.

Behold: The Secrets of the Grocery Store

A trip to the grocery store may be a hit or a miss, depending on your perspective. Some people love going to the store each week and others detest it with a passion. But there are

How to Know When to Persevere and When to Quit

Persistence is important to success, but knowing when to walk away from a doomed effort is important, too. Read this to learn how to recognize when to quit.

Best Money Tips: Relieve Anxiety With These Soothing Apps

Today we found articles on apps that help relieve anxiety, things that’ll be less expensive this summer, and ways to stay safe with Airbnb.

The Key to Debt Reduction May Be a Simple Picture

Saving is hard. Paying down debt is even harder. But a creative new way to track your progress, called debt art, could be the secret to success.

Best Money Tips: Cheap Ways to Celebrate the Holiday Season

Today we found some awesome articles on free or cheap ways to celebrate the holidays, what Nelson Mandela can teach you about finances, and giving during the Christmas season.

Best Money Tips: Protecting Yourself From a Target-Sized Data Breach

Today we found some stellar articles on protecting yourself from a Target-sized data breach, affording a pet, and adding flair to to your desk.

Best Money Tips: 10 Basic Financial Formulas You Need to Know

Today we found articles on the basic financial formulas you need to know, simple secrets for a fast sale on your house, and what to do when your wallet is stolen.

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou