Hot Today

Wise Bread articles that are hot today.

Pay Bills Early? Only If You Want to Save Money

Paying your bills late can hurt you with late fees and surcharges. Moreover, if you pay early, you can get some serious discounts. Learn more.

13 Things Successful People Do Every Morning

If breakfast is the most important meal of the day, then maybe morning is the most important time of the day, especially if you're aiming for success.

The High Cost of Catching a Cold or the Flu

'Tis the season when pretty much everyone is sick. And it turns out, these common illnesses are a total money suck.

Studio Apartment Living: A 5-Point Survival Guide

Apartment living can be challenging enough, but the often-maligned studio has its own special concerns. Use these tips to make the most of your four walls.

Boost Your Home's Value With These 5 Projects

What's a bathroom addition worth to you (besides a shorter wait for the shower)? As much as 20% of your home's value!

Kilowatts a Killer? Tips for Air-Drying Clothes

With electricity rates and propane prices rising, we learned in a big hurry how to dry our clothes with minimal dryer use.

Five "Jobs" for Children

Is your child too young to get a real job? These five entrepreneurial activities are great ways for kids to earn their allowances and raise cash.

Which Student Loan Repayment Plan Saves You the Most?

College degrees aren't cheap, and for many, student loans are a difficult financial burden. Learn which repayment plan saves the most money.

How to Keep Student Loans From Wrecking Your Retirement

Young Americans owe thousands in student loan debt. Unfortunately, so do their parents.

3 Reasons Not to Save for Your Child's College Fund

It goes against common advice, but you might be better off not saving for your child's college education. Here's why.

Why Treasury Bills Are Always a Worthwhile Investment

When rates are rising, you need something that responds quickly to changes in the market. That's where Treasury bills come in.

Your cell phone number is no longer unlisted

My cell phone is my only phone, which saves me quite a bit of money every month. Telemarketers don't have the number. [more]

Book review: The Only Investment Guide You'll Ever Need

Andrew Tobias' The Only Investment Guide You'll Ever Need is the perfect book for every Wise Bread reader.

20 Great, Free Gift Ideas

You don't need money to give great gifts — instead, give the gift of your time with one of these awesome coupon ideas.

4 Tips for Making Resolutions Stick in the New Year

Almost everybody makes New Year's resolutions, and almost nobody keeps them for more than a few weeks. But resolutions can work — here's how.

Using Time Horizons to Make Smarter Investments

A time horizon is the length of time you can leave money in an investment before you need it. Apply this concept to improve your financial health, now and later.

5 Ways to Improve Your Credit Score Fast

If your FICO score needs some TLC, these strategies will get it whipped into shape — ASAP.

Credit Card Fraud and How to Avoid It

Credit card fraud affects thousands of people every year. During 2009, in the UK alone, £440.3 million was lost due to fraudulent actions on stolen or cloned credit cards.

This Trick Could Help You Finally Pay Off Your Debt

Personal finance is personal — especially debt. But if you can overcome that hurdle, a partner may be the motivation you need to tame that balance.

To Shred or Not to Shred: How Long to Keep Your Tax Records

When it comes to your tax records, it can pay to be a hoarder. But how long is too long to hold on to "important" papers?