Hot Today

Wise Bread articles that are hot today.

5 Ways to Make Retail Therapy Good for You

We usually caution against retail therapy — it's so wasteful! — but if you're gonna, at least try to reduce some of the harm.

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

6 Simple Financial Upgrades You Can Make During Breakfast

Now you have another reason never to skip breakfast — it's the perfect time to do a little personal finance.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

Here's How Your Taxes Will Change After You Start a Small Business

A lot goes into firing up a small business or side job. Prepare to tackle some tax changes, too!

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

When to Do a Balance Transfer to Pay Off Credit Card Debt

A balance transfer can help your finances. Moving your money from a high-rate card to one that has a 0% APR can save you money and help you pay off your debt much faster.

7 Reasons You Need to Downsize

If your house is eating up too much of your time, energy, and cash, it may be time to find smaller digs.

How Getting More Sleep Helps Your Finances

Need another reason to hit the sack early? Getting enough sleep improves your health and your wealth.

4 Financial Steps to Take if You Want to Be a Digital Nomad

Before you pursue the digital nomad lifestyle, make these money moves first.

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

The 5 Best Products for Dry Skin

If you're looking for a new product to hydrate your skin, look no further than these five!

7 Retailers With the Absolute Best Customer Service

These retailers may have higher prices, but their above-and-beyond customer service just might make paying the premium worth it.

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

Classic asset allocation teaches investors to diversify for safety. Apply this strategy to your retirement to keep the bills paid, even in a bad economy.

The Frugal Living Commencement Speech I'd Give to My Younger Self

If time travel were possible, this is the commencement speech I'd give to my younger self about living frugally.

Translating Volunteer Experiences to Workplace Credentials

Need ideas for parlaying volunteer hours into skills and experiences valued by employers? Even if you haven’t received a paycheck in exchange for creative ideas, event planning, or

The 6 Best Ways to Sell Your Car

Selling your car — even if it no longer runs! — has never been easier. Try these tips to make the process pleasantly painless.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

The 5 Best Pet Flea Shampoos

Keeping fleas away from your pets during summer isn't easy, but it can be. Just use any of these pet flea shampoos and they'll stay flea-free.

101 Ways to Save Money Around the House

Saving extra dollars around the house is like finding money in the couch — and lots more fun. How much will you find?