Hot Today

Wise Bread articles that are hot today.

7 Overpriced Holiday Gifts You Should Skip

It's the holidays and that means spending too much on over-hyped stuff. Avoid these gift list budget busters and go for real value, instead.

Building a Credit History

A good credit history can save you a small fortune over a lifetime. Here's how to build one.

4 Guarantees Besides Death and Taxes

Ben Franklin said there were only two guarantees in this life, death and taxes. But there are a few others that could be added to his list.

3 Ways Obama's Free Community College Deal Will Help You

The President's community college proposal is not only good for students. Find out how it can help the rest of us, too.

9 Common Mistakes You're Making With Your Checking Account

If your checking account has enough money in it to cover your bills, it's all good, right?

Upgrade Your Home Decor for Less

From outdated appliances to that weird wallpaper the previous tenant put up in the kitchen, there are plenty of ways to save on big-ticket decor improvements.

7 Foods That Are Actually Better Buys at a Restaurant

Dining out is not great for budgets or waistlines. But for certain dishes and ingredients, the restaurant is often your best — or only — choice.

Cutting Your Car Payment Is Easier Than You Think

If your car payment is eating up too much of your budget, you may be ready for a refinance.

11 Ways Life Is Amazing With an Emergency Fund

Life happens — and it usually costs money when it does. Build your emergency fund so when it happens, you're good to go.

Think Outside the Index When You Rebalance Your Investment Portfolio

If you are rebalancing your portfolio before the end of the year, make sure you are truly diversified.

10 High-Paying Careers With Low Educational Barriers

There are many paths to success. With little schooling investment, these 10 gigs promise a healthy career — and a healthy salary.

15 Delicious and Dollar-Wise Winter Staples

Who doesn't want to eat healthier and save money this winter? Learn how to do both by choosing these tasty, in-season foods.

I Hate My Job! Now What?

You hate your job, but what can you do about it? Learn how to survive at a job you hate, how to get out without hurting your career, and what you can do to not hate your next one.

14 Convenience Foods I Refuse to Do Without

Convenience foods, which come ready for use in a can, bag, or jar, can save you time in the kitchen — not to mention a few bucks. Go ahead, it's easy!

5 of the Safest Countries to Visit in 2018

Who needs stress about and worry about safety on vacation? These five international destinations offer plenty of adventure -- minus the risk.

10 Tricks to Avoid Workout Burnout

Don't sabotage your fitness goals by giving in before fitness becomes a habit. Stay on track by knowing when to ease up and when to power through.

Eat Less Sugar With These 10 Simple Tricks

Cutting back on the sweet stuff isn't easy — but it's definitely worth it. Be sweeter to your health with some simple ways to go sugar-free.

Why a Deferred Annuity May Be a Smarter Buy Than Long-Term Care Insurance

Staggering long-term care insurance costs have retirees looking to an alternative solution; the deferred annuity.

Cancel Student Loans to Save — and Receive an Interest-Free 120-Day Loan

What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.

Always Answer the Call: Expert Advice on Debt Collection

Michelle Dunn has experience as both a debt collector and as a debtor. Get her expert advice on dealing with collections agencies.