Hot Today

Wise Bread articles that are hot today.

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Budgeting Hack: Gift Calendars

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize

Should you try to reduce your rent?

Lately it seems that rent prices have been dropping in many areas of the country. Here in San Mateo some residential apartments are dropping prices as much as 20%. This seemed a

8 Negotiating Skills Everyone Should Master

Regardless of your job, negotiation is a communication skill that everyone should master. It could save you BIG.

56 Life Hacks to Help You Win at Winter

Baby, it's cold outside. Make getting through winter a little tamer with this collection of warm-ups, icebreakers, and assorted wintry hacks.

5 Ways to Ease Into a Day Job After Freelancing

Going from the freelance life to a 9-to-5 doesn't need to be stressful. Here's how to ease right in.

15 Low Cost Ways to Beat Stress

Emotional spending and expensive junk food binges -- budget busters -- are often triggered by stress. Here are 15 ideas for diminishing stress without spending a lot of money.

The 5 Best Hydrating Shampoos

Keeping your moisturized isn't easy, but it can be. Just use any of these hydrating shampoos and your hair will remain damage-free.

30 Household Products Vinegar Can Replace

Vinegar has at least 30 uses that make it a viable alternative to many household and personal products. Save money — the natural way, with vinegar.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

5 Fatal Assumptions of Job Seekers

Many people are job hunting these days. I have worked with job seekers for many years and have found that these five common assumptions frequently derail a job search.

Best Money Tips: Ways to Save Money on Childcare Services

Today we found some great articles on saving on childcare services, increasing your chances of getting an email response, and making cheap foods taste delicious.

Student Loan Debt in Collections? Try These 5 Steps

The student loan default rate is rising. If you ever find yourself falling behind, here's how to catch up.

4 Dumb Ways You Are Wasting Money Online

Online marketers are skilled at parting you from your money. Beware of these four marketing tricks — and learn how to defend your wallet from them.

12 House-Hunting Red Flags You Can't Ignore

From strange smells to wacky wiring, you shouldn't ignore these house-hunting red flags. Read on for 10 more.

11 Smart, Frugal Things Every College Care Package Should Include

Skip the candy, ramen, and energy drinks. This is what every college student needs in their care package.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

The 5 Best Women’s Rain Boots

Keeping your feet warm and dry on a rainy day isn't easy, but it can be. Get any of these women's rain boots and your feet will stay toasty.

10 Incredible-but-True Facts About Eating Fruits and Vegetables

Tomatoes AREN'T a fruit (at least in America), and carrots don't help your eyes. Wait, what? Learn more about these and other surprising produce facts!

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to