Hot Today

Wise Bread articles that are hot today.

What Do the Chinese Spend Money On?

Chinese people generally save 30% to 50% of their take home pay. So where do they spend their savings — and what can we all learn from them?

Voluntary simplicity as hedonism

When people talk about voluntary simplicity (or living a frugal lifestyle under any of its many names), they often do so in terms of deprivation. The descriptions are all about doing without stuff. To me, that's completely wrong. [more]

Credit Card Signatures Are Going Away — Should You Be Worried?

Major credit card networks are eliminating the need for signatures at the point of sale. What does that mean for you?

5 Signs You Need to Come Out of Retirement

Retirement doesn't always deliver on the promise of easygoing days of rest and relaxation.

7 Monthly Expenses We Don't Realize We Don't Need

When you put together a frugal budget, you are usually careful to make sure you're not spending money where you don't need to. But are you getting rai

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

11 Investing Tips You Wish You Could Tell Your Younger Self

If you could go back 20 years and give your younger you some investment advice, would it echo any of these 11 pearls of financial wisdom?

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

5 Unexpected Side Benefits of Your Side Hustle

Making extra money on the side isn't only about the extra money — find out about the other perks that come with a side job.

5 Steps to Take If You're House Poor

The housing crash and recession have left many of us feeling house poor. The first step in getting out is understanding how deep we're in.

8 Smart Ways to Save on Audio Books

The only thing better than reading your favorite book is listening to the audio version. And here's how to get audiobooks on the cheap.

9 Cheap and Healthy Filler Foods

Boost the nutritional value (and the flavor) of your favorite dishes by adding these frugal, healthful fillers.

Save Money and Eat Better With These 6 Online Meal Planners

Hate meal planning but want to save on fast food? These sites will help.

Simple Living: Determining Your Priorities

Even with the economy slowly exiting the spectacular nosedive it took last year, many people find themselves with a renewed interest in living simply. However, what that means for

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

The 5 Best Hair Mousses

Keeping your hair in place isn't easy, but it can be. Use any of these hair mousses and your coif will remain polished.

The 5 Best Descalers

Softening and cleaning hard water isn't easy, but it can be. Use any of these descalers and your H20 will be free of calcium deposits and limescale.

9 Career Tips Your Younger Self Would Give You

There's a lot you wish you could say to your younger self. But your younger self has some sound job advice for current-you, too.

10 Awesome Companies Built by Teens

Here are ten inspirational stories of some incredibly successful young entrepreneurs, who all started their empires in their teens.