Hot Today

Wise Bread articles that are hot today.

Survival Basics From Depression-Era Kids

My parents and my husband’s parents were children during the Great Depression. Mine lived in large cities; my in-laws, small towns. Their families started this era from neither a p

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

Book review: Wabi Sabi Simple

I think so. To me, living large is about the breadth and width of my life, not about how high I can pile up stuff. If that is how you want to live large, you'll find a lot of

6 Decorative Plants You Can Eat, Too

Kill two birds with one stone by stocking both your garden and your pantry with these gorgeous edible plants.

How to Find a Legit Virtual Assistant Job

Working flexible hours from home can be a dream. Learn where to find a bonafide VA job that pays.

It Pays to Be Late: 7 Awesome Things You Can Get Cheaper at the Last Minute

The early bird may get the worm, but in many cases, it's the late shopper who makes off with the deal.

The 5 Best Repair Shampoos

Keeping your hair silky smooth after color treatments isn't easy, but it can be. Just use any of these repair shampoos and your locks will go back to being luscious.

109 Random Acts of Kindness You Can Start Doing Today

It doesn't take a lot to brighten someone's day. Here are more than a hundred of them!

Latvians Mortgage Their Souls For Cash

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are

4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)

Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it

Why the Affordable Home Really Isn't

I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin

10 Costs You Should Always Negotiate

Almost everything is negotiable, and these 10 everyday costs are no exception. Read this list and start paying less!

9 Ways to Use Up Leftover Buttermilk

When a recipe calls for half a cup of buttermilk, what are you supposed to do with the rest of it? Here's what.

5 Easy Ways to Save in 2010

With the New Year coming up fast, we're all busy making resolutions...one of which, is undoubtedly to find ways to save more. But saving isn't always easy, especially when you're a

The Single Greatest Key to Managing Your Time

Whatever time management and productivity tools and tricks you try, if you don't master this, you won't control your time or your to-do list.

3 Sources of Fast Cash Besides Your 401K

Life is full of tough decisions. Like, whether it's better to tap your retirement savings or home equity when you need cash.

Comparing Savings Rates: U.S. vs Japan

The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin

7 Essential Tools for Getting Work Done -- Anywhere!

Sometimes you just have to get out of the office to ever get any work done! When you're on the go, or are working from home, what are the best tools to keep you productive and in

6 Stocks to Buy Before Black Friday

'Tis the season to take advantage of a holiday bull market.