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Wise Bread articles that are hot today.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

8 Reasons You're Bad at Money — And How to Fix It ASAP

Bad money habits are hard to break — but you can do it. It's time to ditch the excuses and fix your finances.

9 Money Secrets of the Amish

The lifestyle of the Amish includes hard work and simple living — which also equals more money in the bank. Could simpler finances work for you?

5 Ways to Embrace Having to Work in Retirement

Retirement isn't always a permanent send-off from the working world. If you have to return to the daily grind, there are actually some pluses.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

How to Survive and Thrive as a Young Boss

For young leaders it can be hard to step into the boss's shoes. Here's how to make them your own.

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

How Pre-Commitment Mechanisms Can Help You Resist Impulse Buys

You might think impulse buys are impossible to resist, but if you train your brain with pre-commitment mechanisms, you can fight those urges and save money in the process.

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

7 Easy Ways to Have Energy After Work

It’s 5 p.m. Do you know where your energy went? Follow these easy suggestions to feel great at the end of your work day.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

Ask the Readers: What Do You Do For Self-Care?

Tell us what you do for self-care and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Use Beer to Get Rid of Pests

Humans aren't the only creatures that like drinking beer — all sorts of creepy, crawly, and furry things do too. Learn how to use suds to keep pests at bay.

12 Crucial Things Homebuyers Overlook at Open Houses

Know the difference between the things that matter and those that don't, when looking at an open house.

Buying a Rental Car? Here's What You Need to Know

From mileage and maintenance, to costs and red flags, here's everything you need to know about buying a former rental car.

8 Ways to Decide if It's a "Fund-Worthy" Emergency

You worked hard to build up your emergency fund for a rainy day like today. Is it raining hard enough to dip into your stash of cash?

New $100 Bill Unveiled

Even though ordinary people hardly ever receive or spend one, with the number of $100 bills in circulation in the billions it's worth putting the effort into making them extreme

Kill Boredom With These 34 Fun and Productive Projects

Bored? Get off the Internet and get busy tackling these fun, small projects that will improve both you and your life!