Hot Today

Wise Bread articles that are hot today.

7 Ways to Sleep Better in Fewer Hours

Feel great tomorrow morning by making your limited sleep hours as effective as possible with these great sleep hacks.

10 Best Tools for Finding an Apartment on the Cheap

Looking for a new apartment can be about as much fun as getting a root canal. However, a wealth of free or cheap tools are at hand to make it easier.

How to Pay Less for Your Next Vacation

Everything is negotiable, even travel. Find out when to call — and what to say — to get the best prices on airfare, hotels, and even souvenirs.

6 Simple Ways to Make a Fantastic First Impression

You know first impressions matter most — and that can make a tense situation worse. Master the art of meeting people with these simple rules.

Cheap Smartphones: Which Ones Are Worth It?

Think getting a smartphone means shelling out hundreds of dollars? Nope. Check out the new crop of inexpensive, well-functioning smartphones.

5 Money Lessons From Millionaires

When it comes to managing money, millionaire tactics tend to contain a surprising amount of common sense and frugality.

5 Ways Being Nice at Work Can Payoff

If you think cutthroat competition is the best way to get ahead at work, hold up. Being nice is a better (and, well, nicer) way to end up on top.

3 Reasons to Be Picky When Hiring a Financial Planner

There are times in life when it's best to be picky, and choosing a financial planner is definitely one of them.

5 Brilliant Money Moves You Should Make on January 1

It's a new year! Ditch the unrealistic resolutions and make these smart, achievable money moves right on January 1.

Frugal Ways to Update Your Wardrobe for Spring

Before you start spending your savings on a new spring wardrobe, try these suggestions to stay in style on a budget.

10 Top Mutual Funds for Income Investors

Whether you're closing in on retirement or just need some extra cash, these 10 well-crafted mutual funds are worth a look.

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

Holiday Gift Giving Techniques

Some of the things we love about Christmas (like sitting around a beautifully lit tree on Christmas morning with the family and opening gifts and enjoying some Christmas cheer) get

10 Ways to Improve Your Decision-Making Skills

Whether it's something as big as a career move or as small as what you're having for dinner, follow these tips to help make great decisions.

5 Money Moves to Make the Moment You Decide to Get Divorced

Finding a lawyer is the instinctive first move when a marriage falls apart. Making these critical money decisions should be second.

Ask the Readers: How Do You Fight the Afternoon Slump?

Tell us how you fight the afternoon slump and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Much Do You Spend on Your Hobbies?

Tell us how much you spend on your hobbies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

What Does It Take to Become a CFP?

Financial adviser and Certified Financial Planner are not the same thing. Jeff Rose, CFP for WiseBread.com explains what it takes to earn the CFP designation.

Should you skip a mortgage payment to get a bank's attention?

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th