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Wise Bread articles that are hot today.

The One Word You Need to Get Rid of for a Better Life

Research proves it — removing this one word from your vocabulary can change your life.

You Own Your Finances: How Much People Spend to Watch Movies

There are many ways to accomplish the same goal; whether you do it frugally is up to you. For example, learn how you can spend $260 or $0 watching the same number of movies a year.

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

6 Questions to Ask Before Selling Your House

Before you hire a realtor and put up that For Sale sign, you'll want to ask yourself these home-selling questions.

6 Simple Steps to Discovering Your True Salary Potential

Before you ask for a raise, be sure to ask these six probing questions that uncover what you're actually worth.

5 Biggest Ways Millennials Risk Their Retirements

Millennials are stuck making some tough money calls. Unfortunately, it's their retirement fund that gets hit the hardest.

10 Reasons to Cut Millennials Some Slack About Their Money

Millennials have long been the punching bags of personal finance. It's time we ease up.

9 Silly Reasons People Don't Invest (But Should)

People come up with the silliest reasons not to get started investing. Drop these excuses and get started investing!

10 Reasons an HSA Is Actually Worth Having

Don't be intimidated by an HSA! These handy health care savings vehicles are totally worth your while.

10 Weird and Wonderful Ways to Use Rice

Did you know that there are over 140,000 varieties of cultivated rice? Besides being a delicious and versatile cooking grain, it has some other very unusual uses.

Colorstrology and 3 Modern Décor Trends That Will Fit Any Budget

You don't need to go broke redesigning your home. These modern decor trends can transform your space for a lot less than you think.

The 5 Most Amazing Secret Santa Gifts Ever

Most holiday Secret Santa exchanges have a modest max spending limit — but not these!

10 Rude Things Even Polite People Do

We try our best to be polite and sensitive to others, but sometimes even Emily Post slips up. Are you guilty of any of these small impositions?

5 Reasons to Drink Coffee

Coffee wakes you up. But did you know it can also increase your happiness, save you money, and more? Discover why drinking coffee is such a good thing.

Are You Ruining Your Retirement by Spoiling Your Kids?

You'd do anything for your kids — but you shouldn't derail your retirement to loan them money.

6 High-Tech Tools to Help Your Garden Grow

From identifying flowers to knowing the best time to plant those peas, bring your old-fashioned garden up to snuff with these six stellar tech tools.

5 Creative Uses for a 529 Plan

You know a 529 savings plan is for your children's college expenses, but with some creative thinking, it can be so much more.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

How to Save for Retirement While Caring for Kids and Parents

In between caring for your parents and your kids, you need to care for yourself, too — especially your financial future self.