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Wise Bread articles that are hot today.

A Budget is Not a Constraint

When people resist the idea of budgets, the most common reason is that they view the budget as an unwelco

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

Evolve Your Money Management Beyond the Budget

Budgeting can be complicated, tedious, and inflexible. But for some, there's a simpler, more reliable way to accomplish the same thing.

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

5 Unexpected Side Benefits of Your Side Hustle

Making extra money on the side isn't only about the extra money — find out about the other perks that come with a side job.

What will you do when gas drops below $1.50 a gallon?

Several months ago, I wrote an article asking what you would do when gas prices skyrocketed. Now, the price of gasoline is in freefall. It’s already dipped below $2/gallon in some

What can you do with $13 extra a week?

On Friday both the House and the Senate passed a new $789 billion stimulus package as a continuation of the efforts by the United States Government to jumpstart the economy. A sig

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

Do a Background Check Before Hiring Your Financial Advisor

Are you looking to hire a financial advisor but worried they might be next Madoff. Before doing so, be sure to do a background check to see if you can find any clues that might pre

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

What is Simple Living and Why Should I Care?

With our economic situation still precarious, many people desire simple living. But what does that mean in our busy, modern culture, and how can we get there?

Money in Your Yard: How to Sell Palm Trees For Cash

Palm trees are ubiquitous in California and other states with a warm climate. Although they are beautiful trees, some homeowners find them to be a nuisance because they require rou

7 Frugal Living Skills You Should Be Teaching Your Children

No matter how young or old your kids may be, they will certainly be better off if they learn these frugal living skills now.

Is Pet Health Insurance Worth It?

Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.

6 Tips for Choosing The Right Home Safe

6 tips for selecting the right safe for your home based upon safety ratings, size and price.

Lessons We Can Learn From Blockbuster's Demise

As the video giant Blockbuster files for Chapter 11 Bankruptcy, marketing experts everywhere are asking the same question: what went wrong?

7 Mantras to Sharpen Your Resolve to Downsize and Declutter

Boost your decluttering efforts by tidying your mind with a clear mantra and stay focused on keeping only the things that satisfy your goals, wants, and desires.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

Family-Friendly Hotel and Resort Chains Where Kids Stay Free

Kids can make a travel experience all the more fun — and sadly, all the more expensive. But not at these family-friendly hotel chains!

10 Ways to Reuse Common Household Items

From egg cartons to shower curtains to old socks and more, learn dozens of ways to reuse commonly discarded household items.