Hot Today

Wise Bread articles that are hot today.

Here's Why a 30-Year Mortgage Is a Smart Financial Choice

A 15-year mortgage is a lot cheaper than a 30-year mortgage. You should probably choose the 30-year loan anyway.

Put Together an Advance Directive in an Afternoon

With all the talk about having a will when you die, very few people consider having one for while you’re alive. Living wills, often referred

The 7 Best Conversation Starters

Why stick with the old "What do you do?" to get to know someone new? Try one of these openers at your next gathering and let us know what you think!

9 Ways Money Does Buy Happiness

Money can't buy happiness? Maybe you just don't know where to shop.

Creating a Financial Plan: Highlights from Our Chat with Money Smart Week

Don't miss the highlights from our chat with Money Smart Week on creating a financial plan!

Best Money Tips: How to Save $10,000 in a Year

Today we found ways to save $10,000 in a year, holiday habits that train your wallet, and scientific ways to raise healthy and happy kids.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

Join Our Tweetchat on Thursday 1/14, 12pm Pacific for a Chance to Win Prizes

Topic: Using Social Media to Save Money! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Best Money Tips: How to Ask for a Raise

Today we found some fantastic articles on how to ask for a raise, saving on summer camp, and signs you need a vacation.

Ask the Readers: Should Personal Finance be Taught in Schools?

Tell us whether or not you think personal finance should be taught in schools for a chance to win 1 of 3 $20 Amazon gift certificates!

Ask The Readers: What Is The Worst Purchase You Ever Made?

Tell us about your worst purchase we'll enter you in a drawing to win a $20 Amazon Gift Card!

The 8 Shopping Apps That'll Actually Save You Money in 2016

Couponing keeps getting easier and easier. Whether at the supermarket or your favorite store, these eight apps can save you big bucks.

Join Our Tweetchat on Thu 4/4, 12pm Pacific for a Chance to Win Prizes

Topic: Exercise on the Cheap! Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate!

4 Ways to Reduce Your Tax Bill With Bonds

Everyone knows bonds can add diversity and stability to your portfolio. Even better? Many can reduce your taxes, too.

SpringCoin to Pay Off $500 Debt for One Lucky Wise Bread Reader

SpringCoin is also giving away free lifetime debt management accounts valued at $96 per year!

6 Totally Free Babysitting Alternatives

Going on a date when you have kids can be expensive, but these creative, free babysitting alternatives will have the whole family looking forward to date night.

9 Things That Cost More in 2016

If you're looking to be frugal in 2016, these price hikes certainly won't be helping your cause.

Join Our Tweetchat on Thu 4/18, 12pm Pacific for a Chance to Win Prizes

Topic: Planning a Frugal Summer Vacation! Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate!

I Bond rates go to zero

Since 1998, the US Treasury has had a pretty good deal for small savers who were worried about inflation--the Series I Savings Bond.  The interest it paid was based on inflation pl

6 Reasons to Love Your Bank

Banks (especially big banks) tend to be vilified in the media. But there are some very good reasons to be thankful we have them.