Hot Today

Wise Bread articles that are hot today.

The 5 Best Debt Tracking Systems

Using any of these debt tracking systems, you'll have a much easier time paying off your debt once and for all.

Frugality: a tactic, but also a goal

I was going to write a piece on how frugality was a tactic, not a goal. The point I wanted to make was that the goal is living the life you want to live, and that frugality is a ta

The 5 Best Cleansing Balms

Maintaining that enviable facial glow isn't easy, but it can be. Use any of these cleansing balms and you'll turn heads everywhere you go.

What Happens to a Student Credit Card After You Graduate?

Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?

A second emergency fund you never spend?

I ran across this idea in a book by some financial guru years ago. The book was packed with an odd mix of obvious and kooky ideas, of which this was one of the latter. For some r

Local Currencies

Because the advantages of trade (lower prices) fall into the hands of the person making the decision (the buyer), there's a constant tendency to move toward freer trade, unless

The sinking dollar, as viewed from overseas

To someone in the US, the decline in the value of the dollar has mainly made itself felt up to now in the form of increases in the prices of globalized commodities--everything from

5 Foods I Grew Tired of Buying, and How I Quit

Everyone who cares about frugality understands that it often involves becoming more self-reliant. The following is a list of kitchen staples that I quit buying, and how I’ve made i

11 Thanksgiving Recipes You Can Make in Your Crock Pot

This year be sure to give thanks to your Crock-Pot. It's going to make Thanksgiving and holiday dinners a breeze!

Should You Always Dispute Mistakes on Your Credit Report?

We all make mistakes, which is why you shouldn't skip regular reviews of your credit reports. Any errors there can cost you.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

8 Financial Decisions You'll Never Regret

Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.

Get It in Writing: A Quick Guide to Agreements and Contracts

Get any deal you make in writing — and make sure you understand what the contract actually means.

The Shanghai Supposition: Better Choices=More Choices=Better Experiences

Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride garnered from

Company Coming? 10 Areas to Clean to Make It Count

Even if your place will never be ready for the cover of "Better Homes," you can keep it presentable and welcoming by focusing your cleaning in these key areas.

Outsourcing Your Life, and Creating New Businesses

How much is your time worth? What if you could find a way to have more quality time, less work, and possibly a higher income? Or - what if you need a new business idea, but don'

6 Smart Ways to Make It Rain Today

If your emergency fund has seen better days, get creative about bringing it back to health. You can do this!

6 Small Business Mentors You Can Access for Nearly Free!

What's an entrepreneur with limited cash and just a handful of questions to do? Get in touch with these local experts. They'll more than likely be glad to show you the ropes.

6 Great Horror Movies You Can Watch for Free

If you're after cheap thrills this Halloween, free classic horror movies are hard to beat. Since these are all in the public domain, you don't have to fear the copyright ghouls.

9 Qualities to Look for in Well-Made Clothing

Before stocking your capsule wardrobe with some sweet new outfits, make sure they're worth the cost — and will last a good long while.