One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec
I tend to believe that American consumers are savvier than advertisers and marketers give us credit for. That's why I don't understand why marketers waste so much time trying to se
I was warned. I had been a loyal Honda owner for my entire driving life. But, after realizing that my Honda Civic Coupe was just too awkward for my growing family, I started lookin
With slimmer pickings in the housing market, bidding wars abound. Don't let your dream home get swept out from under you with these negotiation tricks.
A couple of nights in a luxe hotel doesn't have to cost the equivalent of a car payment (or three). Here's what you need to know to find the best discounts possible.
Wise Bread articles that are hot today.
The Frugal Balance: Staying Away from Financial Extremes
One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec
Why I Like My Flip Phone: The 5 Smartphone Effects
A smartphone might be a smart financial decision...for some people. One writer shares why he's sticking with his humble flip phone.
8 More Classic Personal Finance Books You Must Read
Shorter days and longer nights mean more time for reading. Why not curl up with a personal finance classic?
An Organized Year: A Month-by-Month Guide
If you find yourself procrastinating until the last minute and running out of time, get your act together with this month-by-month schedule.
7 Money Mistakes Everyone Makes When Buying Their First Car
Before you drive off in the first shiny set of wheels that catches your eye, stop to think — are you making these naive money mistakes?
Dumbest packaging ever?
I tend to believe that American consumers are savvier than advertisers and marketers give us credit for. That's why I don't understand why marketers waste so much time trying to se
How to Keep DIY Projects From Ruining Your Life
Before you swing a wrecking ball through your hard-earned savings, you should decide if home improvement DIY is worth it at all.
To change the bulb, just remove the bumper. Wait, what? - UPDATED.
I was warned. I had been a loyal Honda owner for my entire driving life. But, after realizing that my Honda Civic Coupe was just too awkward for my growing family, I started lookin
6 Ways Life is Wonderful When You're Debt-Free
Living life free of debt can be really awesome. And we mean really.
Getting by without a job, part 2--boost income
There are countless ways to raise your income, besides the obvious one of getting a job. Here are a few categories, and a few suggestions.
Everything You Need to Know About Freddie Mac and Fannie Mae
The names Freddie Mac and Fannie Mae probably ring a bell, especially if you've applied for a mortgage lately — but who or what, are they, exactly?
5 Negotiation Tricks That’ll Win a Home Bidding War
With slimmer pickings in the housing market, bidding wars abound. Don't let your dream home get swept out from under you with these negotiation tricks.
How to Stay in a 5-Star Hotel for Less Than the Cost of a Motel
A couple of nights in a luxe hotel doesn't have to cost the equivalent of a car payment (or three). Here's what you need to know to find the best discounts possible.
7 Ways to Make Money During a Semester Abroad
Studying abroad can enrich your life, but deplete your wallet. Offset the costs by earning your keep while you're overseas.
You Can Guarantee a Win and 9 Other Bizarre Facts About the Lottery
Learn some true facts about everybody's biggest dream — beating the long odds and winning the lottery. (Including how to guarantee a win!)
Low Interest Rates Do Not Make Homes Affordable
If a good price seems to good to be true...it probably is. Learn how low interest rates drive home prices higher.
4 Reasons Credit Is Safer Than Debit
If you're prone to overspending, a debit card may be your best bet. For everyone else, credit cards are the safer choice.
Should You Pay Your Bills With a Credit Card?
It's the easiest way to rack up more rewards. Just keep a few caveats in mind.
Don't Let Poor Health Kill Your Retirement Fund
Health care costs make up a big part of retiree spending. Plan for a healthy finances and a healthy body today to make a big difference tomorrow.
How to Get a Credit Card When You Have Bad Credit
Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.